🏠 Hypothekenrechner Dubai
Mit 20 % Anzahlung ist es selten getan. Wählen Sie Expat, VAE-Staatsangehörige oder nicht ansässige Käufer und die Art der Immobilie – Sie sehen die Monatsrate und den gesamten Kapitalbedarf am Tag der Übertragung.
Kurz gesagt: Kauft ein in den VAE ansässiger Expat ein erstes Eigenheim für 2.000.000 AED mit den mindestens nötigen 20 % Eigenkapital und einer Hypothek über 25 Jahre zu 4,25 %, beträgt die Rate auf das Darlehen von 1.600.000 AED 8.667,81 AED im Monat. Mit DLD-, Makler- und Bankgebühren brauchen Sie vorab rund 550.870 AED in bar.
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Eingaben: Hypothekenrechner Dubai
Ergebnis
Monatliche Rate
8.667,81 AED / Monat
für ein Darlehen über 1.600.000,00 AED, 25 Jahre zu 4,25 %
| Anzahlung (20 %) | 400.000,00 AED |
| DLD-Übertragungsgebühr (4 %) | 80.000,00 AED |
| DLD-Verwaltung und Eigentumsurkunde | 580,00 AED |
| Registrierungsstelle inkl. MwSt. | 4.200,00 AED |
| Hypothekeneintrag (0,25 % + 290 AED) | 4.290,00 AED |
| Maklerprovision (2 % + MwSt.) | 42.000,00 AED |
| Bearbeitungsgebühr der Bank (1 % + MwSt.) | 16.800,00 AED |
| Wertgutachten | 3.000,00 AED |
| Kapitalbedarf gesamt | 550.870,00 AED |
- Nebenkosten (ohne Anzahlung)
- 150.870,00 AED
- Beleihungsauslauf
- 80 % (max. 80 %)
- Zinsen gesamt
- 1.000.342,75 AED
TilgungZinsen
Tilgungsplan
| Jahr | Tilgung | Zinsen | Restschuld |
|---|---|---|---|
| 1 | 36.723,58 AED | 67.290,14 AED | 1.563.276,42 AED |
| 2 | 38.315,11 AED | 65.698,61 AED | 1.524.961,31 AED |
| 3 | 39.975,60 AED | 64.038,12 AED | 1.484.985,71 AED |
| 4 | 41.708,05 AED | 62.305,67 AED | 1.443.277,66 AED |
| 5 | 43.515,57 AED | 60.498,15 AED | 1.399.762,09 AED |
| 6 | 45.401,44 AED | 58.612,28 AED | 1.354.360,65 AED |
| 7 | 47.369,04 AED | 56.644,68 AED | 1.306.991,61 AED |
| 8 | 49.421,90 AED | 54.591,82 AED | 1.257.569,71 AED |
| 9 | 51.563,72 AED | 52.450,00 AED | 1.206.005,99 AED |
| 10 | 53.798,39 AED | 50.215,33 AED | 1.152.207,60 AED |
| 11 | 56.129,88 AED | 47.883,84 AED | 1.096.077,72 AED |
| 12 | 58.562,43 AED | 45.451,29 AED | 1.037.515,29 AED |
| 13 | 61.100,40 AED | 42.913,32 AED | 976.414,89 AED |
| 14 | 63.748,31 AED | 40.265,41 AED | 912.666,58 AED |
| 15 | 66.511,06 AED | 37.502,66 AED | 846.155,52 AED |
| 16 | 69.393,49 AED | 34.620,23 AED | 776.762,03 AED |
| 17 | 72.400,84 AED | 31.612,88 AED | 704.361,19 AED |
| 18 | 75.538,53 AED | 28.475,19 AED | 628.822,66 AED |
| 19 | 78.812,20 AED | 25.201,52 AED | 550.010,46 AED |
| 20 | 82.227,74 AED | 21.785,98 AED | 467.782,72 AED |
| 21 | 85.791,30 AED | 18.222,42 AED | 381.991,42 AED |
| 22 | 89.509,29 AED | 14.504,43 AED | 292.482,13 AED |
| 23 | 93.388,43 AED | 10.625,29 AED | 199.093,70 AED |
| 24 | 97.435,66 AED | 6.578,06 AED | 101.658,04 AED |
| 25 | 101.658,04 AED | 2.355,43 AED | 0,00 AED |
Monatlichen Tilgungsplan anzeigen (300 Raten)
| # | Rate | Tilgung | Zinsen | Restschuld |
|---|---|---|---|---|
| 1 | 8.667,81 AED | 3.001,14 AED | 5.666,67 AED | 1.596.998,86 AED |
| 2 | 8.667,81 AED | 3.011,77 AED | 5.656,04 AED | 1.593.987,09 AED |
| 3 | 8.667,81 AED | 3.022,44 AED | 5.645,37 AED | 1.590.964,65 AED |
| 4 | 8.667,81 AED | 3.033,14 AED | 5.634,67 AED | 1.587.931,51 AED |
| 5 | 8.667,81 AED | 3.043,89 AED | 5.623,92 AED | 1.584.887,62 AED |
| 6 | 8.667,81 AED | 3.054,67 AED | 5.613,14 AED | 1.581.832,95 AED |
| 7 | 8.667,81 AED | 3.065,48 AED | 5.602,33 AED | 1.578.767,47 AED |
| 8 | 8.667,81 AED | 3.076,34 AED | 5.591,47 AED | 1.575.691,13 AED |
| 9 | 8.667,81 AED | 3.087,24 AED | 5.580,57 AED | 1.572.603,89 AED |
| 10 | 8.667,81 AED | 3.098,17 AED | 5.569,64 AED | 1.569.505,72 AED |
| 11 | 8.667,81 AED | 3.109,14 AED | 5.558,67 AED | 1.566.396,58 AED |
| 12 | 8.667,81 AED | 3.120,16 AED | 5.547,65 AED | 1.563.276,42 AED |
| 13 | 8.667,81 AED | 3.131,21 AED | 5.536,60 AED | 1.560.145,21 AED |
| 14 | 8.667,81 AED | 3.142,30 AED | 5.525,51 AED | 1.557.002,91 AED |
| 15 | 8.667,81 AED | 3.153,42 AED | 5.514,39 AED | 1.553.849,49 AED |
| 16 | 8.667,81 AED | 3.164,59 AED | 5.503,22 AED | 1.550.684,90 AED |
| 17 | 8.667,81 AED | 3.175,80 AED | 5.492,01 AED | 1.547.509,10 AED |
| 18 | 8.667,81 AED | 3.187,05 AED | 5.480,76 AED | 1.544.322,05 AED |
| 19 | 8.667,81 AED | 3.198,34 AED | 5.469,47 AED | 1.541.123,71 AED |
| 20 | 8.667,81 AED | 3.209,66 AED | 5.458,15 AED | 1.537.914,05 AED |
| 21 | 8.667,81 AED | 3.221,03 AED | 5.446,78 AED | 1.534.693,02 AED |
| 22 | 8.667,81 AED | 3.232,44 AED | 5.435,37 AED | 1.531.460,58 AED |
| 23 | 8.667,81 AED | 3.243,89 AED | 5.423,92 AED | 1.528.216,69 AED |
| 24 | 8.667,81 AED | 3.255,38 AED | 5.412,43 AED | 1.524.961,31 AED |
| 25 | 8.667,81 AED | 3.266,91 AED | 5.400,90 AED | 1.521.694,40 AED |
| 26 | 8.667,81 AED | 3.278,48 AED | 5.389,33 AED | 1.518.415,92 AED |
| 27 | 8.667,81 AED | 3.290,09 AED | 5.377,72 AED | 1.515.125,83 AED |
| 28 | 8.667,81 AED | 3.301,74 AED | 5.366,07 AED | 1.511.824,09 AED |
| 29 | 8.667,81 AED | 3.313,43 AED | 5.354,38 AED | 1.508.510,66 AED |
| 30 | 8.667,81 AED | 3.325,17 AED | 5.342,64 AED | 1.505.185,49 AED |
| 31 | 8.667,81 AED | 3.336,94 AED | 5.330,87 AED | 1.501.848,55 AED |
| 32 | 8.667,81 AED | 3.348,76 AED | 5.319,05 AED | 1.498.499,79 AED |
| 33 | 8.667,81 AED | 3.360,62 AED | 5.307,19 AED | 1.495.139,17 AED |
| 34 | 8.667,81 AED | 3.372,53 AED | 5.295,28 AED | 1.491.766,64 AED |
| 35 | 8.667,81 AED | 3.384,47 AED | 5.283,34 AED | 1.488.382,17 AED |
| 36 | 8.667,81 AED | 3.396,46 AED | 5.271,35 AED | 1.484.985,71 AED |
| 37 | 8.667,81 AED | 3.408,49 AED | 5.259,32 AED | 1.481.577,22 AED |
| 38 | 8.667,81 AED | 3.420,56 AED | 5.247,25 AED | 1.478.156,66 AED |
| 39 | 8.667,81 AED | 3.432,67 AED | 5.235,14 AED | 1.474.723,99 AED |
| 40 | 8.667,81 AED | 3.444,83 AED | 5.222,98 AED | 1.471.279,16 AED |
| 41 | 8.667,81 AED | 3.457,03 AED | 5.210,78 AED | 1.467.822,13 AED |
| 42 | 8.667,81 AED | 3.469,27 AED | 5.198,54 AED | 1.464.352,86 AED |
| 43 | 8.667,81 AED | 3.481,56 AED | 5.186,25 AED | 1.460.871,30 AED |
| 44 | 8.667,81 AED | 3.493,89 AED | 5.173,92 AED | 1.457.377,41 AED |
| 45 | 8.667,81 AED | 3.506,27 AED | 5.161,54 AED | 1.453.871,14 AED |
| 46 | 8.667,81 AED | 3.518,68 AED | 5.149,13 AED | 1.450.352,46 AED |
| 47 | 8.667,81 AED | 3.531,15 AED | 5.136,66 AED | 1.446.821,31 AED |
| 48 | 8.667,81 AED | 3.543,65 AED | 5.124,16 AED | 1.443.277,66 AED |
| 49 | 8.667,81 AED | 3.556,20 AED | 5.111,61 AED | 1.439.721,46 AED |
| 50 | 8.667,81 AED | 3.568,80 AED | 5.099,01 AED | 1.436.152,66 AED |
| 51 | 8.667,81 AED | 3.581,44 AED | 5.086,37 AED | 1.432.571,22 AED |
| 52 | 8.667,81 AED | 3.594,12 AED | 5.073,69 AED | 1.428.977,10 AED |
| 53 | 8.667,81 AED | 3.606,85 AED | 5.060,96 AED | 1.425.370,25 AED |
| 54 | 8.667,81 AED | 3.619,62 AED | 5.048,19 AED | 1.421.750,63 AED |
| 55 | 8.667,81 AED | 3.632,44 AED | 5.035,37 AED | 1.418.118,19 AED |
| 56 | 8.667,81 AED | 3.645,31 AED | 5.022,50 AED | 1.414.472,88 AED |
| 57 | 8.667,81 AED | 3.658,22 AED | 5.009,59 AED | 1.410.814,66 AED |
| 58 | 8.667,81 AED | 3.671,17 AED | 4.996,64 AED | 1.407.143,49 AED |
| 59 | 8.667,81 AED | 3.684,18 AED | 4.983,63 AED | 1.403.459,31 AED |
| 60 | 8.667,81 AED | 3.697,22 AED | 4.970,59 AED | 1.399.762,09 AED |
| 61 | 8.667,81 AED | 3.710,32 AED | 4.957,49 AED | 1.396.051,77 AED |
| 62 | 8.667,81 AED | 3.723,46 AED | 4.944,35 AED | 1.392.328,31 AED |
| 63 | 8.667,81 AED | 3.736,65 AED | 4.931,16 AED | 1.388.591,66 AED |
| 64 | 8.667,81 AED | 3.749,88 AED | 4.917,93 AED | 1.384.841,78 AED |
| 65 | 8.667,81 AED | 3.763,16 AED | 4.904,65 AED | 1.381.078,62 AED |
| 66 | 8.667,81 AED | 3.776,49 AED | 4.891,32 AED | 1.377.302,13 AED |
| 67 | 8.667,81 AED | 3.789,86 AED | 4.877,95 AED | 1.373.512,27 AED |
| 68 | 8.667,81 AED | 3.803,29 AED | 4.864,52 AED | 1.369.708,98 AED |
| 69 | 8.667,81 AED | 3.816,76 AED | 4.851,05 AED | 1.365.892,22 AED |
| 70 | 8.667,81 AED | 3.830,28 AED | 4.837,53 AED | 1.362.061,94 AED |
| 71 | 8.667,81 AED | 3.843,84 AED | 4.823,97 AED | 1.358.218,10 AED |
| 72 | 8.667,81 AED | 3.857,45 AED | 4.810,36 AED | 1.354.360,65 AED |
| 73 | 8.667,81 AED | 3.871,12 AED | 4.796,69 AED | 1.350.489,53 AED |
| 74 | 8.667,81 AED | 3.884,83 AED | 4.782,98 AED | 1.346.604,70 AED |
| 75 | 8.667,81 AED | 3.898,59 AED | 4.769,22 AED | 1.342.706,11 AED |
| 76 | 8.667,81 AED | 3.912,39 AED | 4.755,42 AED | 1.338.793,72 AED |
| 77 | 8.667,81 AED | 3.926,25 AED | 4.741,56 AED | 1.334.867,47 AED |
| 78 | 8.667,81 AED | 3.940,15 AED | 4.727,66 AED | 1.330.927,32 AED |
| 79 | 8.667,81 AED | 3.954,11 AED | 4.713,70 AED | 1.326.973,21 AED |
| 80 | 8.667,81 AED | 3.968,11 AED | 4.699,70 AED | 1.323.005,10 AED |
| 81 | 8.667,81 AED | 3.982,17 AED | 4.685,64 AED | 1.319.022,93 AED |
| 82 | 8.667,81 AED | 3.996,27 AED | 4.671,54 AED | 1.315.026,66 AED |
| 83 | 8.667,81 AED | 4.010,42 AED | 4.657,39 AED | 1.311.016,24 AED |
| 84 | 8.667,81 AED | 4.024,63 AED | 4.643,18 AED | 1.306.991,61 AED |
| 85 | 8.667,81 AED | 4.038,88 AED | 4.628,93 AED | 1.302.952,73 AED |
| 86 | 8.667,81 AED | 4.053,19 AED | 4.614,62 AED | 1.298.899,54 AED |
| 87 | 8.667,81 AED | 4.067,54 AED | 4.600,27 AED | 1.294.832,00 AED |
| 88 | 8.667,81 AED | 4.081,95 AED | 4.585,86 AED | 1.290.750,05 AED |
| 89 | 8.667,81 AED | 4.096,40 AED | 4.571,41 AED | 1.286.653,65 AED |
| 90 | 8.667,81 AED | 4.110,91 AED | 4.556,90 AED | 1.282.542,74 AED |
| 91 | 8.667,81 AED | 4.125,47 AED | 4.542,34 AED | 1.278.417,27 AED |
| 92 | 8.667,81 AED | 4.140,08 AED | 4.527,73 AED | 1.274.277,19 AED |
| 93 | 8.667,81 AED | 4.154,74 AED | 4.513,07 AED | 1.270.122,45 AED |
| 94 | 8.667,81 AED | 4.169,46 AED | 4.498,35 AED | 1.265.952,99 AED |
| 95 | 8.667,81 AED | 4.184,23 AED | 4.483,58 AED | 1.261.768,76 AED |
| 96 | 8.667,81 AED | 4.199,05 AED | 4.468,76 AED | 1.257.569,71 AED |
| 97 | 8.667,81 AED | 4.213,92 AED | 4.453,89 AED | 1.253.355,79 AED |
| 98 | 8.667,81 AED | 4.228,84 AED | 4.438,97 AED | 1.249.126,95 AED |
| 99 | 8.667,81 AED | 4.243,82 AED | 4.423,99 AED | 1.244.883,13 AED |
| 100 | 8.667,81 AED | 4.258,85 AED | 4.408,96 AED | 1.240.624,28 AED |
| 101 | 8.667,81 AED | 4.273,93 AED | 4.393,88 AED | 1.236.350,35 AED |
| 102 | 8.667,81 AED | 4.289,07 AED | 4.378,74 AED | 1.232.061,28 AED |
| 103 | 8.667,81 AED | 4.304,26 AED | 4.363,55 AED | 1.227.757,02 AED |
| 104 | 8.667,81 AED | 4.319,50 AED | 4.348,31 AED | 1.223.437,52 AED |
| 105 | 8.667,81 AED | 4.334,80 AED | 4.333,01 AED | 1.219.102,72 AED |
| 106 | 8.667,81 AED | 4.350,15 AED | 4.317,66 AED | 1.214.752,57 AED |
| 107 | 8.667,81 AED | 4.365,56 AED | 4.302,25 AED | 1.210.387,01 AED |
| 108 | 8.667,81 AED | 4.381,02 AED | 4.286,79 AED | 1.206.005,99 AED |
| 109 | 8.667,81 AED | 4.396,54 AED | 4.271,27 AED | 1.201.609,45 AED |
| 110 | 8.667,81 AED | 4.412,11 AED | 4.255,70 AED | 1.197.197,34 AED |
| 111 | 8.667,81 AED | 4.427,74 AED | 4.240,07 AED | 1.192.769,60 AED |
| 112 | 8.667,81 AED | 4.443,42 AED | 4.224,39 AED | 1.188.326,18 AED |
| 113 | 8.667,81 AED | 4.459,15 AED | 4.208,66 AED | 1.183.867,03 AED |
| 114 | 8.667,81 AED | 4.474,95 AED | 4.192,86 AED | 1.179.392,08 AED |
| 115 | 8.667,81 AED | 4.490,80 AED | 4.177,01 AED | 1.174.901,28 AED |
| 116 | 8.667,81 AED | 4.506,70 AED | 4.161,11 AED | 1.170.394,58 AED |
| 117 | 8.667,81 AED | 4.522,66 AED | 4.145,15 AED | 1.165.871,92 AED |
| 118 | 8.667,81 AED | 4.538,68 AED | 4.129,13 AED | 1.161.333,24 AED |
| 119 | 8.667,81 AED | 4.554,75 AED | 4.113,06 AED | 1.156.778,49 AED |
| 120 | 8.667,81 AED | 4.570,89 AED | 4.096,92 AED | 1.152.207,60 AED |
| 121 | 8.667,81 AED | 4.587,07 AED | 4.080,74 AED | 1.147.620,53 AED |
| 122 | 8.667,81 AED | 4.603,32 AED | 4.064,49 AED | 1.143.017,21 AED |
| 123 | 8.667,81 AED | 4.619,62 AED | 4.048,19 AED | 1.138.397,59 AED |
| 124 | 8.667,81 AED | 4.635,99 AED | 4.031,82 AED | 1.133.761,60 AED |
| 125 | 8.667,81 AED | 4.652,40 AED | 4.015,41 AED | 1.129.109,20 AED |
| 126 | 8.667,81 AED | 4.668,88 AED | 3.998,93 AED | 1.124.440,32 AED |
| 127 | 8.667,81 AED | 4.685,42 AED | 3.982,39 AED | 1.119.754,90 AED |
| 128 | 8.667,81 AED | 4.702,01 AED | 3.965,80 AED | 1.115.052,89 AED |
| 129 | 8.667,81 AED | 4.718,66 AED | 3.949,15 AED | 1.110.334,23 AED |
| 130 | 8.667,81 AED | 4.735,38 AED | 3.932,43 AED | 1.105.598,85 AED |
| 131 | 8.667,81 AED | 4.752,15 AED | 3.915,66 AED | 1.100.846,70 AED |
| 132 | 8.667,81 AED | 4.768,98 AED | 3.898,83 AED | 1.096.077,72 AED |
| 133 | 8.667,81 AED | 4.785,87 AED | 3.881,94 AED | 1.091.291,85 AED |
| 134 | 8.667,81 AED | 4.802,82 AED | 3.864,99 AED | 1.086.489,03 AED |
| 135 | 8.667,81 AED | 4.819,83 AED | 3.847,98 AED | 1.081.669,20 AED |
| 136 | 8.667,81 AED | 4.836,90 AED | 3.830,91 AED | 1.076.832,30 AED |
| 137 | 8.667,81 AED | 4.854,03 AED | 3.813,78 AED | 1.071.978,27 AED |
| 138 | 8.667,81 AED | 4.871,22 AED | 3.796,59 AED | 1.067.107,05 AED |
| 139 | 8.667,81 AED | 4.888,47 AED | 3.779,34 AED | 1.062.218,58 AED |
| 140 | 8.667,81 AED | 4.905,79 AED | 3.762,02 AED | 1.057.312,79 AED |
| 141 | 8.667,81 AED | 4.923,16 AED | 3.744,65 AED | 1.052.389,63 AED |
| 142 | 8.667,81 AED | 4.940,60 AED | 3.727,21 AED | 1.047.449,03 AED |
| 143 | 8.667,81 AED | 4.958,09 AED | 3.709,72 AED | 1.042.490,94 AED |
| 144 | 8.667,81 AED | 4.975,65 AED | 3.692,16 AED | 1.037.515,29 AED |
| 145 | 8.667,81 AED | 4.993,28 AED | 3.674,53 AED | 1.032.522,01 AED |
| 146 | 8.667,81 AED | 5.010,96 AED | 3.656,85 AED | 1.027.511,05 AED |
| 147 | 8.667,81 AED | 5.028,71 AED | 3.639,10 AED | 1.022.482,34 AED |
| 148 | 8.667,81 AED | 5.046,52 AED | 3.621,29 AED | 1.017.435,82 AED |
| 149 | 8.667,81 AED | 5.064,39 AED | 3.603,42 AED | 1.012.371,43 AED |
| 150 | 8.667,81 AED | 5.082,33 AED | 3.585,48 AED | 1.007.289,10 AED |
| 151 | 8.667,81 AED | 5.100,33 AED | 3.567,48 AED | 1.002.188,77 AED |
| 152 | 8.667,81 AED | 5.118,39 AED | 3.549,42 AED | 997.070,38 AED |
| 153 | 8.667,81 AED | 5.136,52 AED | 3.531,29 AED | 991.933,86 AED |
| 154 | 8.667,81 AED | 5.154,71 AED | 3.513,10 AED | 986.779,15 AED |
| 155 | 8.667,81 AED | 5.172,97 AED | 3.494,84 AED | 981.606,18 AED |
| 156 | 8.667,81 AED | 5.191,29 AED | 3.476,52 AED | 976.414,89 AED |
| 157 | 8.667,81 AED | 5.209,67 AED | 3.458,14 AED | 971.205,22 AED |
| 158 | 8.667,81 AED | 5.228,12 AED | 3.439,69 AED | 965.977,10 AED |
| 159 | 8.667,81 AED | 5.246,64 AED | 3.421,17 AED | 960.730,46 AED |
| 160 | 8.667,81 AED | 5.265,22 AED | 3.402,59 AED | 955.465,24 AED |
| 161 | 8.667,81 AED | 5.283,87 AED | 3.383,94 AED | 950.181,37 AED |
| 162 | 8.667,81 AED | 5.302,58 AED | 3.365,23 AED | 944.878,79 AED |
| 163 | 8.667,81 AED | 5.321,36 AED | 3.346,45 AED | 939.557,43 AED |
| 164 | 8.667,81 AED | 5.340,21 AED | 3.327,60 AED | 934.217,22 AED |
| 165 | 8.667,81 AED | 5.359,12 AED | 3.308,69 AED | 928.858,10 AED |
| 166 | 8.667,81 AED | 5.378,10 AED | 3.289,71 AED | 923.480,00 AED |
| 167 | 8.667,81 AED | 5.397,15 AED | 3.270,66 AED | 918.082,85 AED |
| 168 | 8.667,81 AED | 5.416,27 AED | 3.251,54 AED | 912.666,58 AED |
| 169 | 8.667,81 AED | 5.435,45 AED | 3.232,36 AED | 907.231,13 AED |
| 170 | 8.667,81 AED | 5.454,70 AED | 3.213,11 AED | 901.776,43 AED |
| 171 | 8.667,81 AED | 5.474,02 AED | 3.193,79 AED | 896.302,41 AED |
| 172 | 8.667,81 AED | 5.493,41 AED | 3.174,40 AED | 890.809,00 AED |
| 173 | 8.667,81 AED | 5.512,86 AED | 3.154,95 AED | 885.296,14 AED |
| 174 | 8.667,81 AED | 5.532,39 AED | 3.135,42 AED | 879.763,75 AED |
| 175 | 8.667,81 AED | 5.551,98 AED | 3.115,83 AED | 874.211,77 AED |
| 176 | 8.667,81 AED | 5.571,64 AED | 3.096,17 AED | 868.640,13 AED |
| 177 | 8.667,81 AED | 5.591,38 AED | 3.076,43 AED | 863.048,75 AED |
| 178 | 8.667,81 AED | 5.611,18 AED | 3.056,63 AED | 857.437,57 AED |
| 179 | 8.667,81 AED | 5.631,05 AED | 3.036,76 AED | 851.806,52 AED |
| 180 | 8.667,81 AED | 5.651,00 AED | 3.016,81 AED | 846.155,52 AED |
| 181 | 8.667,81 AED | 5.671,01 AED | 2.996,80 AED | 840.484,51 AED |
| 182 | 8.667,81 AED | 5.691,09 AED | 2.976,72 AED | 834.793,42 AED |
| 183 | 8.667,81 AED | 5.711,25 AED | 2.956,56 AED | 829.082,17 AED |
| 184 | 8.667,81 AED | 5.731,48 AED | 2.936,33 AED | 823.350,69 AED |
| 185 | 8.667,81 AED | 5.751,78 AED | 2.916,03 AED | 817.598,91 AED |
| 186 | 8.667,81 AED | 5.772,15 AED | 2.895,66 AED | 811.826,76 AED |
| 187 | 8.667,81 AED | 5.792,59 AED | 2.875,22 AED | 806.034,17 AED |
| 188 | 8.667,81 AED | 5.813,11 AED | 2.854,70 AED | 800.221,06 AED |
| 189 | 8.667,81 AED | 5.833,69 AED | 2.834,12 AED | 794.387,37 AED |
| 190 | 8.667,81 AED | 5.854,35 AED | 2.813,46 AED | 788.533,02 AED |
| 191 | 8.667,81 AED | 5.875,09 AED | 2.792,72 AED | 782.657,93 AED |
| 192 | 8.667,81 AED | 5.895,90 AED | 2.771,91 AED | 776.762,03 AED |
| 193 | 8.667,81 AED | 5.916,78 AED | 2.751,03 AED | 770.845,25 AED |
| 194 | 8.667,81 AED | 5.937,73 AED | 2.730,08 AED | 764.907,52 AED |
| 195 | 8.667,81 AED | 5.958,76 AED | 2.709,05 AED | 758.948,76 AED |
| 196 | 8.667,81 AED | 5.979,87 AED | 2.687,94 AED | 752.968,89 AED |
| 197 | 8.667,81 AED | 6.001,05 AED | 2.666,76 AED | 746.967,84 AED |
| 198 | 8.667,81 AED | 6.022,30 AED | 2.645,51 AED | 740.945,54 AED |
| 199 | 8.667,81 AED | 6.043,63 AED | 2.624,18 AED | 734.901,91 AED |
| 200 | 8.667,81 AED | 6.065,03 AED | 2.602,78 AED | 728.836,88 AED |
| 201 | 8.667,81 AED | 6.086,51 AED | 2.581,30 AED | 722.750,37 AED |
| 202 | 8.667,81 AED | 6.108,07 AED | 2.559,74 AED | 716.642,30 AED |
| 203 | 8.667,81 AED | 6.129,70 AED | 2.538,11 AED | 710.512,60 AED |
| 204 | 8.667,81 AED | 6.151,41 AED | 2.516,40 AED | 704.361,19 AED |
| 205 | 8.667,81 AED | 6.173,20 AED | 2.494,61 AED | 698.187,99 AED |
| 206 | 8.667,81 AED | 6.195,06 AED | 2.472,75 AED | 691.992,93 AED |
| 207 | 8.667,81 AED | 6.217,00 AED | 2.450,81 AED | 685.775,93 AED |
| 208 | 8.667,81 AED | 6.239,02 AED | 2.428,79 AED | 679.536,91 AED |
| 209 | 8.667,81 AED | 6.261,12 AED | 2.406,69 AED | 673.275,79 AED |
| 210 | 8.667,81 AED | 6.283,29 AED | 2.384,52 AED | 666.992,50 AED |
| 211 | 8.667,81 AED | 6.305,54 AED | 2.362,27 AED | 660.686,96 AED |
| 212 | 8.667,81 AED | 6.327,88 AED | 2.339,93 AED | 654.359,08 AED |
| 213 | 8.667,81 AED | 6.350,29 AED | 2.317,52 AED | 648.008,79 AED |
| 214 | 8.667,81 AED | 6.372,78 AED | 2.295,03 AED | 641.636,01 AED |
| 215 | 8.667,81 AED | 6.395,35 AED | 2.272,46 AED | 635.240,66 AED |
| 216 | 8.667,81 AED | 6.418,00 AED | 2.249,81 AED | 628.822,66 AED |
| 217 | 8.667,81 AED | 6.440,73 AED | 2.227,08 AED | 622.381,93 AED |
| 218 | 8.667,81 AED | 6.463,54 AED | 2.204,27 AED | 615.918,39 AED |
| 219 | 8.667,81 AED | 6.486,43 AED | 2.181,38 AED | 609.431,96 AED |
| 220 | 8.667,81 AED | 6.509,41 AED | 2.158,40 AED | 602.922,55 AED |
| 221 | 8.667,81 AED | 6.532,46 AED | 2.135,35 AED | 596.390,09 AED |
| 222 | 8.667,81 AED | 6.555,60 AED | 2.112,21 AED | 589.834,49 AED |
| 223 | 8.667,81 AED | 6.578,81 AED | 2.089,00 AED | 583.255,68 AED |
| 224 | 8.667,81 AED | 6.602,11 AED | 2.065,70 AED | 576.653,57 AED |
| 225 | 8.667,81 AED | 6.625,50 AED | 2.042,31 AED | 570.028,07 AED |
| 226 | 8.667,81 AED | 6.648,96 AED | 2.018,85 AED | 563.379,11 AED |
| 227 | 8.667,81 AED | 6.672,51 AED | 1.995,30 AED | 556.706,60 AED |
| 228 | 8.667,81 AED | 6.696,14 AED | 1.971,67 AED | 550.010,46 AED |
| 229 | 8.667,81 AED | 6.719,86 AED | 1.947,95 AED | 543.290,60 AED |
| 230 | 8.667,81 AED | 6.743,66 AED | 1.924,15 AED | 536.546,94 AED |
| 231 | 8.667,81 AED | 6.767,54 AED | 1.900,27 AED | 529.779,40 AED |
| 232 | 8.667,81 AED | 6.791,51 AED | 1.876,30 AED | 522.987,89 AED |
| 233 | 8.667,81 AED | 6.815,56 AED | 1.852,25 AED | 516.172,33 AED |
| 234 | 8.667,81 AED | 6.839,70 AED | 1.828,11 AED | 509.332,63 AED |
| 235 | 8.667,81 AED | 6.863,92 AED | 1.803,89 AED | 502.468,71 AED |
| 236 | 8.667,81 AED | 6.888,23 AED | 1.779,58 AED | 495.580,48 AED |
| 237 | 8.667,81 AED | 6.912,63 AED | 1.755,18 AED | 488.667,85 AED |
| 238 | 8.667,81 AED | 6.937,11 AED | 1.730,70 AED | 481.730,74 AED |
| 239 | 8.667,81 AED | 6.961,68 AED | 1.706,13 AED | 474.769,06 AED |
| 240 | 8.667,81 AED | 6.986,34 AED | 1.681,47 AED | 467.782,72 AED |
| 241 | 8.667,81 AED | 7.011,08 AED | 1.656,73 AED | 460.771,64 AED |
| 242 | 8.667,81 AED | 7.035,91 AED | 1.631,90 AED | 453.735,73 AED |
| 243 | 8.667,81 AED | 7.060,83 AED | 1.606,98 AED | 446.674,90 AED |
| 244 | 8.667,81 AED | 7.085,84 AED | 1.581,97 AED | 439.589,06 AED |
| 245 | 8.667,81 AED | 7.110,93 AED | 1.556,88 AED | 432.478,13 AED |
| 246 | 8.667,81 AED | 7.136,12 AED | 1.531,69 AED | 425.342,01 AED |
| 247 | 8.667,81 AED | 7.161,39 AED | 1.506,42 AED | 418.180,62 AED |
| 248 | 8.667,81 AED | 7.186,75 AED | 1.481,06 AED | 410.993,87 AED |
| 249 | 8.667,81 AED | 7.212,21 AED | 1.455,60 AED | 403.781,66 AED |
| 250 | 8.667,81 AED | 7.237,75 AED | 1.430,06 AED | 396.543,91 AED |
| 251 | 8.667,81 AED | 7.263,38 AED | 1.404,43 AED | 389.280,53 AED |
| 252 | 8.667,81 AED | 7.289,11 AED | 1.378,70 AED | 381.991,42 AED |
| 253 | 8.667,81 AED | 7.314,92 AED | 1.352,89 AED | 374.676,50 AED |
| 254 | 8.667,81 AED | 7.340,83 AED | 1.326,98 AED | 367.335,67 AED |
| 255 | 8.667,81 AED | 7.366,83 AED | 1.300,98 AED | 359.968,84 AED |
| 256 | 8.667,81 AED | 7.392,92 AED | 1.274,89 AED | 352.575,92 AED |
| 257 | 8.667,81 AED | 7.419,10 AED | 1.248,71 AED | 345.156,82 AED |
| 258 | 8.667,81 AED | 7.445,38 AED | 1.222,43 AED | 337.711,44 AED |
| 259 | 8.667,81 AED | 7.471,75 AED | 1.196,06 AED | 330.239,69 AED |
| 260 | 8.667,81 AED | 7.498,21 AED | 1.169,60 AED | 322.741,48 AED |
| 261 | 8.667,81 AED | 7.524,77 AED | 1.143,04 AED | 315.216,71 AED |
| 262 | 8.667,81 AED | 7.551,42 AED | 1.116,39 AED | 307.665,29 AED |
| 263 | 8.667,81 AED | 7.578,16 AED | 1.089,65 AED | 300.087,13 AED |
| 264 | 8.667,81 AED | 7.605,00 AED | 1.062,81 AED | 292.482,13 AED |
| 265 | 8.667,81 AED | 7.631,94 AED | 1.035,87 AED | 284.850,19 AED |
| 266 | 8.667,81 AED | 7.658,97 AED | 1.008,84 AED | 277.191,22 AED |
| 267 | 8.667,81 AED | 7.686,09 AED | 981,72 AED | 269.505,13 AED |
| 268 | 8.667,81 AED | 7.713,31 AED | 954,50 AED | 261.791,82 AED |
| 269 | 8.667,81 AED | 7.740,63 AED | 927,18 AED | 254.051,19 AED |
| 270 | 8.667,81 AED | 7.768,05 AED | 899,76 AED | 246.283,14 AED |
| 271 | 8.667,81 AED | 7.795,56 AED | 872,25 AED | 238.487,58 AED |
| 272 | 8.667,81 AED | 7.823,17 AED | 844,64 AED | 230.664,41 AED |
| 273 | 8.667,81 AED | 7.850,87 AED | 816,94 AED | 222.813,54 AED |
| 274 | 8.667,81 AED | 7.878,68 AED | 789,13 AED | 214.934,86 AED |
| 275 | 8.667,81 AED | 7.906,58 AED | 761,23 AED | 207.028,28 AED |
| 276 | 8.667,81 AED | 7.934,58 AED | 733,23 AED | 199.093,70 AED |
| 277 | 8.667,81 AED | 7.962,69 AED | 705,12 AED | 191.131,01 AED |
| 278 | 8.667,81 AED | 7.990,89 AED | 676,92 AED | 183.140,12 AED |
| 279 | 8.667,81 AED | 8.019,19 AED | 648,62 AED | 175.120,93 AED |
| 280 | 8.667,81 AED | 8.047,59 AED | 620,22 AED | 167.073,34 AED |
| 281 | 8.667,81 AED | 8.076,09 AED | 591,72 AED | 158.997,25 AED |
| 282 | 8.667,81 AED | 8.104,69 AED | 563,12 AED | 150.892,56 AED |
| 283 | 8.667,81 AED | 8.133,40 AED | 534,41 AED | 142.759,16 AED |
| 284 | 8.667,81 AED | 8.162,20 AED | 505,61 AED | 134.596,96 AED |
| 285 | 8.667,81 AED | 8.191,11 AED | 476,70 AED | 126.405,85 AED |
| 286 | 8.667,81 AED | 8.220,12 AED | 447,69 AED | 118.185,73 AED |
| 287 | 8.667,81 AED | 8.249,24 AED | 418,57 AED | 109.936,49 AED |
| 288 | 8.667,81 AED | 8.278,45 AED | 389,36 AED | 101.658,04 AED |
| 289 | 8.667,81 AED | 8.307,77 AED | 360,04 AED | 93.350,27 AED |
| 290 | 8.667,81 AED | 8.337,19 AED | 330,62 AED | 85.013,08 AED |
| 291 | 8.667,81 AED | 8.366,72 AED | 301,09 AED | 76.646,36 AED |
| 292 | 8.667,81 AED | 8.396,35 AED | 271,46 AED | 68.250,01 AED |
| 293 | 8.667,81 AED | 8.426,09 AED | 241,72 AED | 59.823,92 AED |
| 294 | 8.667,81 AED | 8.455,93 AED | 211,88 AED | 51.367,99 AED |
| 295 | 8.667,81 AED | 8.485,88 AED | 181,93 AED | 42.882,11 AED |
| 296 | 8.667,81 AED | 8.515,94 AED | 151,87 AED | 34.366,17 AED |
| 297 | 8.667,81 AED | 8.546,10 AED | 121,71 AED | 25.820,07 AED |
| 298 | 8.667,81 AED | 8.576,36 AED | 91,45 AED | 17.243,71 AED |
| 299 | 8.667,81 AED | 8.606,74 AED | 61,07 AED | 8.636,97 AED |
| 300 | 8.667,56 AED | 8.636,97 AED | 30,59 AED | 0,00 AED |
So legen Sie Ihr Szenario an
Geben Sie den Kaufpreis ein und wählen Sie den Käufer (in den VAE ansässiger Expat, VAE-Staatsangehörige oder nicht ansässig) sowie Erstimmobilie, Zweitimmobilie oder Off-Plan. Liegt Ihre Anzahlung unter dem gesetzlichen Minimum für diese Kombination, nennt der Rechner das Minimum, statt eine Rate auszuweisen, die keine Bank anbieten dürfte. Legen Sie Zinssatz und Laufzeit (höchstens 25 Jahre) fest; das Ergebnis addiert zur Anzahlung die Gebühren von Land Department, Registrierungsstelle, Makler, Bank und Gutachter.
Hypothekenregeln der VAE (Stand 2026)
| Käufer / Immobilie | Max. Beleihungsauslauf | Mindestanzahlung |
|---|---|---|
| Expat – Erstimmobilie ≤ 5 Mio. AED | 80 % | 20 % |
| Expat – Erstimmobilie > 5 Mio. AED | 70 % | 30 % |
| Expat – Zweit- oder Anlageimmobilie | 60 % | 40 % |
| VAE-Staatsangehörige – Erstimmobilie ≤ 5 Mio. AED / > 5 Mio. AED | 85 % / 75 % | 15 % / 25 % |
| VAE-Staatsangehörige – Zweitimmobilie | 65 % | 35 % |
| Off-Plan (alle Käufer) | 50 % | 50 % |
| Nicht ansässig (Bankpolitik) | ≈ 50 % | ≈ 50 % |
Quelle: Hypothekenvorschriften der Zentralbank der VAE (CBUAE, Mitteilung 31/2013), geändert durch Vorstandsbeschluss 31/2/2020 (in Kraft seit April 2020): Laufzeit höchstens 25 Jahre, Anzahlung aus eigenen Mitteln. Gebühren: Gebührenordnung des Dubai Land Department (4 % Übertragung, 0,25 % + 290 AED Hypothekeneintrag); 5 % MwSt. nach dem Bundesgesetzesdekret Nr. 8 von 2017.
Rechenbeispiel
Ein in den VAE ansässiger Expat kauft eine bezugsfertige Wohnung für 2.000.000 AED als erstes Eigenheim, mit 20 % Anzahlung, 25 Jahren Laufzeit und 4,25 % Zins:
- Darlehen 1.600.000 AED → 8.667,81 AED im Monat
- Anzahlung 400.000 AED + DLD 4 % 80.000 AED + Verwaltung 580 AED + Registrierungsstelle 4.200 AED
- Hypothekeneintrag 4.290 AED + Makler 42.000 AED + Bankgebühr 16.800 AED + Wertgutachten 3.000 AED
- Kapitalbedarf gesamt: 550.870 AED
Schätzwerte zu Informationszwecken. Zinsen sind meist für 1–5 Jahre fest und richten sich danach nach dem EIBOR plus Marge.
Häufig gestellte Fragen
Wie viel Eigenkapital brauchen Expats in Dubai mindestens?
Nach den Hypothekenvorschriften der Zentralbank der VAE müssen ansässige Expats beim ersten Eigenheim bis 5 Millionen AED mindestens 20 % einbringen, darüber 30 % und bei einer Zweit- oder Anlageimmobilie 40 %. VAE-Staatsangehörige brauchen 15 %, 25 % und 35 %. Off-Plan-Immobilien erfordern 50 %.
Bekommen Nichtansässige eine Hypothek in Dubai?
Ja, mehrere Banken in den VAE finanzieren auch Käufer ohne Wohnsitz im Land, meist bis zu 50 % des Immobilienwerts. Das ist Bankpolitik und nicht im Rundschreiben der Zentralbank geregelt – rechnen Sie mit strengeren Prüfungen von Einkommen und Unterlagen.
Wie lang darf eine Hypothek in den VAE höchstens laufen?
Die Zentralbank begrenzt die Laufzeit auf 25 Jahre. Die meisten Banken verlangen außerdem, dass das Darlehen bei Expats bis zum 65. Lebensjahr (bei VAE-Staatsangehörigen bis zum 70.) getilgt ist, was die Laufzeit verkürzen kann.
Wie viel Geld brauche ich zusätzlich zur Anzahlung?
Planen Sie etwa 7–8 % des Kaufpreises ein: 4 % DLD-Übertragungsgebühr, rund 580 AED Verwaltungsgebühren, 4.000 AED plus MwSt. für die Registrierungsstelle, 0,25 % plus 290 AED für den Hypothekeneintrag, 2 % Maklerprovision plus MwSt., eine Bearbeitungsgebühr der Bank von bis zu etwa 1 % plus MwSt. und rund 2.500–3.500 AED für das Wertgutachten.
Darf ich die Anzahlung über einen Kredit finanzieren?
Nein. Die Zentralbank schreibt vor, dass die Anzahlung aus eigenen Mitteln stammt, nicht aus einem Privatkredit oder von der Kreditkarte.
Wie gefällt Ihnen dieser Rechner?
Angezeigt wird nur die durchschnittliche Bewertung. Fehlermeldungen landen direkt in unserem Postfach, damit wir sie prüfen und korrigieren können. Mehr dazu in unserer Methodik und in unserer Datenschutzerklärung.