🏠 Dubai Mortgage Calculator

AED
%
%
years
Maximum 25 years (UAE Central Bank).
More options
% of loan
Usually up to 1% of the loan; 5% VAT is added.
AED
%
Plus 5% VAT.

Monthly payment

AED 8,667.81 / month

on a AED 1,600,000.00 loan over 25 years at 4.25%

Down payment (20%)AED 400,000.00
DLD transfer fee (4%)AED 80,000.00
DLD admin & title deedAED 580.00
Trustee office fee incl. VATAED 4,200.00
Mortgage registration (0.25% + AED 290)AED 4,290.00
Agent commission (2% + VAT)AED 42,000.00
Bank arrangement fee (1% + VAT)AED 16,800.00
Valuation feeAED 3,000.00
Total cash neededAED 550,870.00
Upfront costs (excl. down payment)
AED 150,870.00
Loan-to-value
80% (max 80%)
Total interest
AED 1,000,342.75

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