CalcBright
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País e idioma

Define a moeda, as unidades e as regras de cada país (impostos, salário) nas calculadoras. As ferramentas gerais não mudam.

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🏠 Calculadora de financiamento imobiliário em Dubai

Uma entrada de 20% raramente é todo o dinheiro que você precisa. Escolha entre expatriado, cidadão emiradense ou não residente e o tipo de imóvel para ver a parcela mensal e o total em dinheiro no dia da transferência.

Resposta rápida: Um primeiro imóvel de AED 2.000.000 comprado por um expatriado residente com a entrada mínima de 20% e financiamento de 25 anos a 4,25% custa AED 8.667,81 por mês sobre o empréstimo de AED 1.600.000; com as taxas do DLD, do corretor e do banco, você precisa de cerca de AED 550.870 em dinheiro de início.

Ainda sem avaliações · Atualizado em · Grátis · Sem cadastro

AED
%
%
anos
Máximo de 25 anos (Banco Central dos Emirados).
Mais opções
% do empréstimo
Em geral até 1% do empréstimo, mais 5% de IVA.
AED
%
Mais 5% de IVA.

Parcela mensal

AED 8.667,81 / mês

sobre um empréstimo de AED 1.600.000,00 em 25 anos a 4,25%

Entrada (20%)AED 400.000,00
Taxa de transferência do DLD (4%)AED 80.000,00
Taxas administrativas e escritura do DLDAED 580,00
Escritório de registro, com IVAAED 4.200,00
Registro da hipoteca (0,25% + AED 290)AED 4.290,00
Comissão do corretor (2% + IVA)AED 42.000,00
Tarifa de contratação do banco (1% + IVA)AED 16.800,00
Taxa de avaliaçãoAED 3.000,00
Total em dinheiro necessárioAED 550.870,00
Custos iniciais (sem a entrada)
AED 150.870,00
Relação empréstimo/valor (LTV)
80% (máx. 80%)
Total de juros
AED 1.000.342,75
Amortização e juros pagos a cada ano
A1 – Amortização: AED 36.724A1 – Juros: AED 67.290A1A2 – Amortização: AED 38.315A2 – Juros: AED 65.699A3 – Amortização: AED 39.976A3 – Juros: AED 64.038A4 – Amortização: AED 41.708A4 – Juros: AED 62.306A4A5 – Amortização: AED 43.516A5 – Juros: AED 60.498A6 – Amortização: AED 45.401A6 – Juros: AED 58.612A7 – Amortização: AED 47.369A7 – Juros: AED 56.645A7A8 – Amortização: AED 49.422A8 – Juros: AED 54.592A9 – Amortização: AED 51.564A9 – Juros: AED 52.450A10 – Amortização: AED 53.798A10 – Juros: AED 50.215A10A11 – Amortização: AED 56.130A11 – Juros: AED 47.884A12 – Amortização: AED 58.562A12 – Juros: AED 45.451A13 – Amortização: AED 61.100A13 – Juros: AED 42.913A13A14 – Amortização: AED 63.748A14 – Juros: AED 40.265A15 – Amortização: AED 66.511A15 – Juros: AED 37.503A16 – Amortização: AED 69.393A16 – Juros: AED 34.620A16A17 – Amortização: AED 72.401A17 – Juros: AED 31.613A18 – Amortização: AED 75.539A18 – Juros: AED 28.475A19 – Amortização: AED 78.812A19 – Juros: AED 25.202A19A20 – Amortização: AED 82.228A20 – Juros: AED 21.786A21 – Amortização: AED 85.791A21 – Juros: AED 18.222A22 – Amortização: AED 89.509A22 – Juros: AED 14.504A22A23 – Amortização: AED 93.388A23 – Juros: AED 10.625A24 – Amortização: AED 97.436A24 – Juros: AED 6.578A25 – Amortização: AED 101.658A25 – Juros: AED 2.355A25
AmortizaçãoJuros

Tabela de amortização

AnoAmortizaçãoJurosSaldo devedor
1AED 36.723,58AED 67.290,14AED 1.563.276,42
2AED 38.315,11AED 65.698,61AED 1.524.961,31
3AED 39.975,60AED 64.038,12AED 1.484.985,71
4AED 41.708,05AED 62.305,67AED 1.443.277,66
5AED 43.515,57AED 60.498,15AED 1.399.762,09
6AED 45.401,44AED 58.612,28AED 1.354.360,65
7AED 47.369,04AED 56.644,68AED 1.306.991,61
8AED 49.421,90AED 54.591,82AED 1.257.569,71
9AED 51.563,72AED 52.450,00AED 1.206.005,99
10AED 53.798,39AED 50.215,33AED 1.152.207,60
11AED 56.129,88AED 47.883,84AED 1.096.077,72
12AED 58.562,43AED 45.451,29AED 1.037.515,29
13AED 61.100,40AED 42.913,32AED 976.414,89
14AED 63.748,31AED 40.265,41AED 912.666,58
15AED 66.511,06AED 37.502,66AED 846.155,52
16AED 69.393,49AED 34.620,23AED 776.762,03
17AED 72.400,84AED 31.612,88AED 704.361,19
18AED 75.538,53AED 28.475,19AED 628.822,66
19AED 78.812,20AED 25.201,52AED 550.010,46
20AED 82.227,74AED 21.785,98AED 467.782,72
21AED 85.791,30AED 18.222,42AED 381.991,42
22AED 89.509,29AED 14.504,43AED 292.482,13
23AED 93.388,43AED 10.625,29AED 199.093,70
24AED 97.435,66AED 6.578,06AED 101.658,04
25AED 101.658,04AED 2.355,43AED 0,00
Ver tabela mensal (300 parcelas)
#ParcelaAmortizaçãoJurosSaldo devedor
1AED 8.667,81AED 3.001,14AED 5.666,67AED 1.596.998,86
2AED 8.667,81AED 3.011,77AED 5.656,04AED 1.593.987,09
3AED 8.667,81AED 3.022,44AED 5.645,37AED 1.590.964,65
4AED 8.667,81AED 3.033,14AED 5.634,67AED 1.587.931,51
5AED 8.667,81AED 3.043,89AED 5.623,92AED 1.584.887,62
6AED 8.667,81AED 3.054,67AED 5.613,14AED 1.581.832,95
7AED 8.667,81AED 3.065,48AED 5.602,33AED 1.578.767,47
8AED 8.667,81AED 3.076,34AED 5.591,47AED 1.575.691,13
9AED 8.667,81AED 3.087,24AED 5.580,57AED 1.572.603,89
10AED 8.667,81AED 3.098,17AED 5.569,64AED 1.569.505,72
11AED 8.667,81AED 3.109,14AED 5.558,67AED 1.566.396,58
12AED 8.667,81AED 3.120,16AED 5.547,65AED 1.563.276,42
13AED 8.667,81AED 3.131,21AED 5.536,60AED 1.560.145,21
14AED 8.667,81AED 3.142,30AED 5.525,51AED 1.557.002,91
15AED 8.667,81AED 3.153,42AED 5.514,39AED 1.553.849,49
16AED 8.667,81AED 3.164,59AED 5.503,22AED 1.550.684,90
17AED 8.667,81AED 3.175,80AED 5.492,01AED 1.547.509,10
18AED 8.667,81AED 3.187,05AED 5.480,76AED 1.544.322,05
19AED 8.667,81AED 3.198,34AED 5.469,47AED 1.541.123,71
20AED 8.667,81AED 3.209,66AED 5.458,15AED 1.537.914,05
21AED 8.667,81AED 3.221,03AED 5.446,78AED 1.534.693,02
22AED 8.667,81AED 3.232,44AED 5.435,37AED 1.531.460,58
23AED 8.667,81AED 3.243,89AED 5.423,92AED 1.528.216,69
24AED 8.667,81AED 3.255,38AED 5.412,43AED 1.524.961,31
25AED 8.667,81AED 3.266,91AED 5.400,90AED 1.521.694,40
26AED 8.667,81AED 3.278,48AED 5.389,33AED 1.518.415,92
27AED 8.667,81AED 3.290,09AED 5.377,72AED 1.515.125,83
28AED 8.667,81AED 3.301,74AED 5.366,07AED 1.511.824,09
29AED 8.667,81AED 3.313,43AED 5.354,38AED 1.508.510,66
30AED 8.667,81AED 3.325,17AED 5.342,64AED 1.505.185,49
31AED 8.667,81AED 3.336,94AED 5.330,87AED 1.501.848,55
32AED 8.667,81AED 3.348,76AED 5.319,05AED 1.498.499,79
33AED 8.667,81AED 3.360,62AED 5.307,19AED 1.495.139,17
34AED 8.667,81AED 3.372,53AED 5.295,28AED 1.491.766,64
35AED 8.667,81AED 3.384,47AED 5.283,34AED 1.488.382,17
36AED 8.667,81AED 3.396,46AED 5.271,35AED 1.484.985,71
37AED 8.667,81AED 3.408,49AED 5.259,32AED 1.481.577,22
38AED 8.667,81AED 3.420,56AED 5.247,25AED 1.478.156,66
39AED 8.667,81AED 3.432,67AED 5.235,14AED 1.474.723,99
40AED 8.667,81AED 3.444,83AED 5.222,98AED 1.471.279,16
41AED 8.667,81AED 3.457,03AED 5.210,78AED 1.467.822,13
42AED 8.667,81AED 3.469,27AED 5.198,54AED 1.464.352,86
43AED 8.667,81AED 3.481,56AED 5.186,25AED 1.460.871,30
44AED 8.667,81AED 3.493,89AED 5.173,92AED 1.457.377,41
45AED 8.667,81AED 3.506,27AED 5.161,54AED 1.453.871,14
46AED 8.667,81AED 3.518,68AED 5.149,13AED 1.450.352,46
47AED 8.667,81AED 3.531,15AED 5.136,66AED 1.446.821,31
48AED 8.667,81AED 3.543,65AED 5.124,16AED 1.443.277,66
49AED 8.667,81AED 3.556,20AED 5.111,61AED 1.439.721,46
50AED 8.667,81AED 3.568,80AED 5.099,01AED 1.436.152,66
51AED 8.667,81AED 3.581,44AED 5.086,37AED 1.432.571,22
52AED 8.667,81AED 3.594,12AED 5.073,69AED 1.428.977,10
53AED 8.667,81AED 3.606,85AED 5.060,96AED 1.425.370,25
54AED 8.667,81AED 3.619,62AED 5.048,19AED 1.421.750,63
55AED 8.667,81AED 3.632,44AED 5.035,37AED 1.418.118,19
56AED 8.667,81AED 3.645,31AED 5.022,50AED 1.414.472,88
57AED 8.667,81AED 3.658,22AED 5.009,59AED 1.410.814,66
58AED 8.667,81AED 3.671,17AED 4.996,64AED 1.407.143,49
59AED 8.667,81AED 3.684,18AED 4.983,63AED 1.403.459,31
60AED 8.667,81AED 3.697,22AED 4.970,59AED 1.399.762,09
61AED 8.667,81AED 3.710,32AED 4.957,49AED 1.396.051,77
62AED 8.667,81AED 3.723,46AED 4.944,35AED 1.392.328,31
63AED 8.667,81AED 3.736,65AED 4.931,16AED 1.388.591,66
64AED 8.667,81AED 3.749,88AED 4.917,93AED 1.384.841,78
65AED 8.667,81AED 3.763,16AED 4.904,65AED 1.381.078,62
66AED 8.667,81AED 3.776,49AED 4.891,32AED 1.377.302,13
67AED 8.667,81AED 3.789,86AED 4.877,95AED 1.373.512,27
68AED 8.667,81AED 3.803,29AED 4.864,52AED 1.369.708,98
69AED 8.667,81AED 3.816,76AED 4.851,05AED 1.365.892,22
70AED 8.667,81AED 3.830,28AED 4.837,53AED 1.362.061,94
71AED 8.667,81AED 3.843,84AED 4.823,97AED 1.358.218,10
72AED 8.667,81AED 3.857,45AED 4.810,36AED 1.354.360,65
73AED 8.667,81AED 3.871,12AED 4.796,69AED 1.350.489,53
74AED 8.667,81AED 3.884,83AED 4.782,98AED 1.346.604,70
75AED 8.667,81AED 3.898,59AED 4.769,22AED 1.342.706,11
76AED 8.667,81AED 3.912,39AED 4.755,42AED 1.338.793,72
77AED 8.667,81AED 3.926,25AED 4.741,56AED 1.334.867,47
78AED 8.667,81AED 3.940,15AED 4.727,66AED 1.330.927,32
79AED 8.667,81AED 3.954,11AED 4.713,70AED 1.326.973,21
80AED 8.667,81AED 3.968,11AED 4.699,70AED 1.323.005,10
81AED 8.667,81AED 3.982,17AED 4.685,64AED 1.319.022,93
82AED 8.667,81AED 3.996,27AED 4.671,54AED 1.315.026,66
83AED 8.667,81AED 4.010,42AED 4.657,39AED 1.311.016,24
84AED 8.667,81AED 4.024,63AED 4.643,18AED 1.306.991,61
85AED 8.667,81AED 4.038,88AED 4.628,93AED 1.302.952,73
86AED 8.667,81AED 4.053,19AED 4.614,62AED 1.298.899,54
87AED 8.667,81AED 4.067,54AED 4.600,27AED 1.294.832,00
88AED 8.667,81AED 4.081,95AED 4.585,86AED 1.290.750,05
89AED 8.667,81AED 4.096,40AED 4.571,41AED 1.286.653,65
90AED 8.667,81AED 4.110,91AED 4.556,90AED 1.282.542,74
91AED 8.667,81AED 4.125,47AED 4.542,34AED 1.278.417,27
92AED 8.667,81AED 4.140,08AED 4.527,73AED 1.274.277,19
93AED 8.667,81AED 4.154,74AED 4.513,07AED 1.270.122,45
94AED 8.667,81AED 4.169,46AED 4.498,35AED 1.265.952,99
95AED 8.667,81AED 4.184,23AED 4.483,58AED 1.261.768,76
96AED 8.667,81AED 4.199,05AED 4.468,76AED 1.257.569,71
97AED 8.667,81AED 4.213,92AED 4.453,89AED 1.253.355,79
98AED 8.667,81AED 4.228,84AED 4.438,97AED 1.249.126,95
99AED 8.667,81AED 4.243,82AED 4.423,99AED 1.244.883,13
100AED 8.667,81AED 4.258,85AED 4.408,96AED 1.240.624,28
101AED 8.667,81AED 4.273,93AED 4.393,88AED 1.236.350,35
102AED 8.667,81AED 4.289,07AED 4.378,74AED 1.232.061,28
103AED 8.667,81AED 4.304,26AED 4.363,55AED 1.227.757,02
104AED 8.667,81AED 4.319,50AED 4.348,31AED 1.223.437,52
105AED 8.667,81AED 4.334,80AED 4.333,01AED 1.219.102,72
106AED 8.667,81AED 4.350,15AED 4.317,66AED 1.214.752,57
107AED 8.667,81AED 4.365,56AED 4.302,25AED 1.210.387,01
108AED 8.667,81AED 4.381,02AED 4.286,79AED 1.206.005,99
109AED 8.667,81AED 4.396,54AED 4.271,27AED 1.201.609,45
110AED 8.667,81AED 4.412,11AED 4.255,70AED 1.197.197,34
111AED 8.667,81AED 4.427,74AED 4.240,07AED 1.192.769,60
112AED 8.667,81AED 4.443,42AED 4.224,39AED 1.188.326,18
113AED 8.667,81AED 4.459,15AED 4.208,66AED 1.183.867,03
114AED 8.667,81AED 4.474,95AED 4.192,86AED 1.179.392,08
115AED 8.667,81AED 4.490,80AED 4.177,01AED 1.174.901,28
116AED 8.667,81AED 4.506,70AED 4.161,11AED 1.170.394,58
117AED 8.667,81AED 4.522,66AED 4.145,15AED 1.165.871,92
118AED 8.667,81AED 4.538,68AED 4.129,13AED 1.161.333,24
119AED 8.667,81AED 4.554,75AED 4.113,06AED 1.156.778,49
120AED 8.667,81AED 4.570,89AED 4.096,92AED 1.152.207,60
121AED 8.667,81AED 4.587,07AED 4.080,74AED 1.147.620,53
122AED 8.667,81AED 4.603,32AED 4.064,49AED 1.143.017,21
123AED 8.667,81AED 4.619,62AED 4.048,19AED 1.138.397,59
124AED 8.667,81AED 4.635,99AED 4.031,82AED 1.133.761,60
125AED 8.667,81AED 4.652,40AED 4.015,41AED 1.129.109,20
126AED 8.667,81AED 4.668,88AED 3.998,93AED 1.124.440,32
127AED 8.667,81AED 4.685,42AED 3.982,39AED 1.119.754,90
128AED 8.667,81AED 4.702,01AED 3.965,80AED 1.115.052,89
129AED 8.667,81AED 4.718,66AED 3.949,15AED 1.110.334,23
130AED 8.667,81AED 4.735,38AED 3.932,43AED 1.105.598,85
131AED 8.667,81AED 4.752,15AED 3.915,66AED 1.100.846,70
132AED 8.667,81AED 4.768,98AED 3.898,83AED 1.096.077,72
133AED 8.667,81AED 4.785,87AED 3.881,94AED 1.091.291,85
134AED 8.667,81AED 4.802,82AED 3.864,99AED 1.086.489,03
135AED 8.667,81AED 4.819,83AED 3.847,98AED 1.081.669,20
136AED 8.667,81AED 4.836,90AED 3.830,91AED 1.076.832,30
137AED 8.667,81AED 4.854,03AED 3.813,78AED 1.071.978,27
138AED 8.667,81AED 4.871,22AED 3.796,59AED 1.067.107,05
139AED 8.667,81AED 4.888,47AED 3.779,34AED 1.062.218,58
140AED 8.667,81AED 4.905,79AED 3.762,02AED 1.057.312,79
141AED 8.667,81AED 4.923,16AED 3.744,65AED 1.052.389,63
142AED 8.667,81AED 4.940,60AED 3.727,21AED 1.047.449,03
143AED 8.667,81AED 4.958,09AED 3.709,72AED 1.042.490,94
144AED 8.667,81AED 4.975,65AED 3.692,16AED 1.037.515,29
145AED 8.667,81AED 4.993,28AED 3.674,53AED 1.032.522,01
146AED 8.667,81AED 5.010,96AED 3.656,85AED 1.027.511,05
147AED 8.667,81AED 5.028,71AED 3.639,10AED 1.022.482,34
148AED 8.667,81AED 5.046,52AED 3.621,29AED 1.017.435,82
149AED 8.667,81AED 5.064,39AED 3.603,42AED 1.012.371,43
150AED 8.667,81AED 5.082,33AED 3.585,48AED 1.007.289,10
151AED 8.667,81AED 5.100,33AED 3.567,48AED 1.002.188,77
152AED 8.667,81AED 5.118,39AED 3.549,42AED 997.070,38
153AED 8.667,81AED 5.136,52AED 3.531,29AED 991.933,86
154AED 8.667,81AED 5.154,71AED 3.513,10AED 986.779,15
155AED 8.667,81AED 5.172,97AED 3.494,84AED 981.606,18
156AED 8.667,81AED 5.191,29AED 3.476,52AED 976.414,89
157AED 8.667,81AED 5.209,67AED 3.458,14AED 971.205,22
158AED 8.667,81AED 5.228,12AED 3.439,69AED 965.977,10
159AED 8.667,81AED 5.246,64AED 3.421,17AED 960.730,46
160AED 8.667,81AED 5.265,22AED 3.402,59AED 955.465,24
161AED 8.667,81AED 5.283,87AED 3.383,94AED 950.181,37
162AED 8.667,81AED 5.302,58AED 3.365,23AED 944.878,79
163AED 8.667,81AED 5.321,36AED 3.346,45AED 939.557,43
164AED 8.667,81AED 5.340,21AED 3.327,60AED 934.217,22
165AED 8.667,81AED 5.359,12AED 3.308,69AED 928.858,10
166AED 8.667,81AED 5.378,10AED 3.289,71AED 923.480,00
167AED 8.667,81AED 5.397,15AED 3.270,66AED 918.082,85
168AED 8.667,81AED 5.416,27AED 3.251,54AED 912.666,58
169AED 8.667,81AED 5.435,45AED 3.232,36AED 907.231,13
170AED 8.667,81AED 5.454,70AED 3.213,11AED 901.776,43
171AED 8.667,81AED 5.474,02AED 3.193,79AED 896.302,41
172AED 8.667,81AED 5.493,41AED 3.174,40AED 890.809,00
173AED 8.667,81AED 5.512,86AED 3.154,95AED 885.296,14
174AED 8.667,81AED 5.532,39AED 3.135,42AED 879.763,75
175AED 8.667,81AED 5.551,98AED 3.115,83AED 874.211,77
176AED 8.667,81AED 5.571,64AED 3.096,17AED 868.640,13
177AED 8.667,81AED 5.591,38AED 3.076,43AED 863.048,75
178AED 8.667,81AED 5.611,18AED 3.056,63AED 857.437,57
179AED 8.667,81AED 5.631,05AED 3.036,76AED 851.806,52
180AED 8.667,81AED 5.651,00AED 3.016,81AED 846.155,52
181AED 8.667,81AED 5.671,01AED 2.996,80AED 840.484,51
182AED 8.667,81AED 5.691,09AED 2.976,72AED 834.793,42
183AED 8.667,81AED 5.711,25AED 2.956,56AED 829.082,17
184AED 8.667,81AED 5.731,48AED 2.936,33AED 823.350,69
185AED 8.667,81AED 5.751,78AED 2.916,03AED 817.598,91
186AED 8.667,81AED 5.772,15AED 2.895,66AED 811.826,76
187AED 8.667,81AED 5.792,59AED 2.875,22AED 806.034,17
188AED 8.667,81AED 5.813,11AED 2.854,70AED 800.221,06
189AED 8.667,81AED 5.833,69AED 2.834,12AED 794.387,37
190AED 8.667,81AED 5.854,35AED 2.813,46AED 788.533,02
191AED 8.667,81AED 5.875,09AED 2.792,72AED 782.657,93
192AED 8.667,81AED 5.895,90AED 2.771,91AED 776.762,03
193AED 8.667,81AED 5.916,78AED 2.751,03AED 770.845,25
194AED 8.667,81AED 5.937,73AED 2.730,08AED 764.907,52
195AED 8.667,81AED 5.958,76AED 2.709,05AED 758.948,76
196AED 8.667,81AED 5.979,87AED 2.687,94AED 752.968,89
197AED 8.667,81AED 6.001,05AED 2.666,76AED 746.967,84
198AED 8.667,81AED 6.022,30AED 2.645,51AED 740.945,54
199AED 8.667,81AED 6.043,63AED 2.624,18AED 734.901,91
200AED 8.667,81AED 6.065,03AED 2.602,78AED 728.836,88
201AED 8.667,81AED 6.086,51AED 2.581,30AED 722.750,37
202AED 8.667,81AED 6.108,07AED 2.559,74AED 716.642,30
203AED 8.667,81AED 6.129,70AED 2.538,11AED 710.512,60
204AED 8.667,81AED 6.151,41AED 2.516,40AED 704.361,19
205AED 8.667,81AED 6.173,20AED 2.494,61AED 698.187,99
206AED 8.667,81AED 6.195,06AED 2.472,75AED 691.992,93
207AED 8.667,81AED 6.217,00AED 2.450,81AED 685.775,93
208AED 8.667,81AED 6.239,02AED 2.428,79AED 679.536,91
209AED 8.667,81AED 6.261,12AED 2.406,69AED 673.275,79
210AED 8.667,81AED 6.283,29AED 2.384,52AED 666.992,50
211AED 8.667,81AED 6.305,54AED 2.362,27AED 660.686,96
212AED 8.667,81AED 6.327,88AED 2.339,93AED 654.359,08
213AED 8.667,81AED 6.350,29AED 2.317,52AED 648.008,79
214AED 8.667,81AED 6.372,78AED 2.295,03AED 641.636,01
215AED 8.667,81AED 6.395,35AED 2.272,46AED 635.240,66
216AED 8.667,81AED 6.418,00AED 2.249,81AED 628.822,66
217AED 8.667,81AED 6.440,73AED 2.227,08AED 622.381,93
218AED 8.667,81AED 6.463,54AED 2.204,27AED 615.918,39
219AED 8.667,81AED 6.486,43AED 2.181,38AED 609.431,96
220AED 8.667,81AED 6.509,41AED 2.158,40AED 602.922,55
221AED 8.667,81AED 6.532,46AED 2.135,35AED 596.390,09
222AED 8.667,81AED 6.555,60AED 2.112,21AED 589.834,49
223AED 8.667,81AED 6.578,81AED 2.089,00AED 583.255,68
224AED 8.667,81AED 6.602,11AED 2.065,70AED 576.653,57
225AED 8.667,81AED 6.625,50AED 2.042,31AED 570.028,07
226AED 8.667,81AED 6.648,96AED 2.018,85AED 563.379,11
227AED 8.667,81AED 6.672,51AED 1.995,30AED 556.706,60
228AED 8.667,81AED 6.696,14AED 1.971,67AED 550.010,46
229AED 8.667,81AED 6.719,86AED 1.947,95AED 543.290,60
230AED 8.667,81AED 6.743,66AED 1.924,15AED 536.546,94
231AED 8.667,81AED 6.767,54AED 1.900,27AED 529.779,40
232AED 8.667,81AED 6.791,51AED 1.876,30AED 522.987,89
233AED 8.667,81AED 6.815,56AED 1.852,25AED 516.172,33
234AED 8.667,81AED 6.839,70AED 1.828,11AED 509.332,63
235AED 8.667,81AED 6.863,92AED 1.803,89AED 502.468,71
236AED 8.667,81AED 6.888,23AED 1.779,58AED 495.580,48
237AED 8.667,81AED 6.912,63AED 1.755,18AED 488.667,85
238AED 8.667,81AED 6.937,11AED 1.730,70AED 481.730,74
239AED 8.667,81AED 6.961,68AED 1.706,13AED 474.769,06
240AED 8.667,81AED 6.986,34AED 1.681,47AED 467.782,72
241AED 8.667,81AED 7.011,08AED 1.656,73AED 460.771,64
242AED 8.667,81AED 7.035,91AED 1.631,90AED 453.735,73
243AED 8.667,81AED 7.060,83AED 1.606,98AED 446.674,90
244AED 8.667,81AED 7.085,84AED 1.581,97AED 439.589,06
245AED 8.667,81AED 7.110,93AED 1.556,88AED 432.478,13
246AED 8.667,81AED 7.136,12AED 1.531,69AED 425.342,01
247AED 8.667,81AED 7.161,39AED 1.506,42AED 418.180,62
248AED 8.667,81AED 7.186,75AED 1.481,06AED 410.993,87
249AED 8.667,81AED 7.212,21AED 1.455,60AED 403.781,66
250AED 8.667,81AED 7.237,75AED 1.430,06AED 396.543,91
251AED 8.667,81AED 7.263,38AED 1.404,43AED 389.280,53
252AED 8.667,81AED 7.289,11AED 1.378,70AED 381.991,42
253AED 8.667,81AED 7.314,92AED 1.352,89AED 374.676,50
254AED 8.667,81AED 7.340,83AED 1.326,98AED 367.335,67
255AED 8.667,81AED 7.366,83AED 1.300,98AED 359.968,84
256AED 8.667,81AED 7.392,92AED 1.274,89AED 352.575,92
257AED 8.667,81AED 7.419,10AED 1.248,71AED 345.156,82
258AED 8.667,81AED 7.445,38AED 1.222,43AED 337.711,44
259AED 8.667,81AED 7.471,75AED 1.196,06AED 330.239,69
260AED 8.667,81AED 7.498,21AED 1.169,60AED 322.741,48
261AED 8.667,81AED 7.524,77AED 1.143,04AED 315.216,71
262AED 8.667,81AED 7.551,42AED 1.116,39AED 307.665,29
263AED 8.667,81AED 7.578,16AED 1.089,65AED 300.087,13
264AED 8.667,81AED 7.605,00AED 1.062,81AED 292.482,13
265AED 8.667,81AED 7.631,94AED 1.035,87AED 284.850,19
266AED 8.667,81AED 7.658,97AED 1.008,84AED 277.191,22
267AED 8.667,81AED 7.686,09AED 981,72AED 269.505,13
268AED 8.667,81AED 7.713,31AED 954,50AED 261.791,82
269AED 8.667,81AED 7.740,63AED 927,18AED 254.051,19
270AED 8.667,81AED 7.768,05AED 899,76AED 246.283,14
271AED 8.667,81AED 7.795,56AED 872,25AED 238.487,58
272AED 8.667,81AED 7.823,17AED 844,64AED 230.664,41
273AED 8.667,81AED 7.850,87AED 816,94AED 222.813,54
274AED 8.667,81AED 7.878,68AED 789,13AED 214.934,86
275AED 8.667,81AED 7.906,58AED 761,23AED 207.028,28
276AED 8.667,81AED 7.934,58AED 733,23AED 199.093,70
277AED 8.667,81AED 7.962,69AED 705,12AED 191.131,01
278AED 8.667,81AED 7.990,89AED 676,92AED 183.140,12
279AED 8.667,81AED 8.019,19AED 648,62AED 175.120,93
280AED 8.667,81AED 8.047,59AED 620,22AED 167.073,34
281AED 8.667,81AED 8.076,09AED 591,72AED 158.997,25
282AED 8.667,81AED 8.104,69AED 563,12AED 150.892,56
283AED 8.667,81AED 8.133,40AED 534,41AED 142.759,16
284AED 8.667,81AED 8.162,20AED 505,61AED 134.596,96
285AED 8.667,81AED 8.191,11AED 476,70AED 126.405,85
286AED 8.667,81AED 8.220,12AED 447,69AED 118.185,73
287AED 8.667,81AED 8.249,24AED 418,57AED 109.936,49
288AED 8.667,81AED 8.278,45AED 389,36AED 101.658,04
289AED 8.667,81AED 8.307,77AED 360,04AED 93.350,27
290AED 8.667,81AED 8.337,19AED 330,62AED 85.013,08
291AED 8.667,81AED 8.366,72AED 301,09AED 76.646,36
292AED 8.667,81AED 8.396,35AED 271,46AED 68.250,01
293AED 8.667,81AED 8.426,09AED 241,72AED 59.823,92
294AED 8.667,81AED 8.455,93AED 211,88AED 51.367,99
295AED 8.667,81AED 8.485,88AED 181,93AED 42.882,11
296AED 8.667,81AED 8.515,94AED 151,87AED 34.366,17
297AED 8.667,81AED 8.546,10AED 121,71AED 25.820,07
298AED 8.667,81AED 8.576,36AED 91,45AED 17.243,71
299AED 8.667,81AED 8.606,74AED 61,07AED 8.636,97
300AED 8.667,56AED 8.636,97AED 30,59AED 0,00
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Como montar a sua simulação

Informe o preço e escolha o comprador (expatriado residente, cidadão emiradense ou não residente) e se é o primeiro imóvel, um segundo imóvel ou um imóvel na planta. Se a sua entrada ficar abaixo do mínimo legal para essa combinação, a calculadora mostra o mínimo em vez de uma parcela que o banco não poderia oferecer. Defina a taxa e o prazo (no máximo 25 anos), e o resultado soma à entrada as taxas do Departamento de Terras, do escritório de registro, do corretor, do banco e da avaliação.

Regras de financiamento nos Emirados (em 2026)

Comprador / imóvelLTV máximoEntrada mínima
Expatriado – primeiro imóvel ≤ AED 5 milhões80%20%
Expatriado – primeiro imóvel > AED 5 milhões70%30%
Expatriado – segundo imóvel / investimento60%40%
Cidadão emiradense – primeiro imóvel ≤ AED 5 milhões / > AED 5 milhões85% / 75%15% / 25%
Cidadão emiradense – segundo imóvel65%35%
Na planta (qualquer comprador)50%50%
Não residente (política do banco)≈ 50%≈ 50%

Fonte: regulamento de crédito imobiliário do Banco Central dos Emirados (Aviso 31/2013), alterado pela Resolução do Conselho 31/2/2020 (em vigor desde abril de 2020): prazo máximo de 25 anos e entrada com recursos próprios. Taxas: tabela do Departamento de Terras de Dubai (4% de transferência, 0,25% + AED 290 de registro da hipoteca); IVA de 5% pelo Decreto-Lei Federal 8/2017.

Exemplo prático

Um expatriado residente compra um apartamento pronto de AED 2.000.000 como primeiro imóvel, com 20% de entrada, em 25 anos a 4,25%:

  • Empréstimo de AED 1.600.000 → AED 8.667,81 por mês
  • Entrada de AED 400.000 + DLD 4% AED 80.000 + taxas administrativas AED 580 + escritório de registro AED 4.200
  • Registro da hipoteca AED 4.290 + corretor AED 42.000 + tarifa do banco AED 16.800 + avaliação AED 3.000
  • Total em dinheiro necessário: AED 550.870

Estimativas para fins informativos. As taxas costumam ser fixas por 1 a 5 anos e depois seguem a EIBOR mais uma margem.

Perguntas frequentes

Qual é a entrada mínima para expatriados em Dubai?

Pelas regras de crédito imobiliário do Banco Central dos Emirados, expatriados residentes precisam dar pelo menos 20% de entrada no primeiro imóvel de até AED 5 milhões e 30% acima desse valor, e 40% em um segundo imóvel ou imóvel para investimento. Cidadãos emiradenses precisam de 15%, 25% e 35%. Imóveis na planta exigem 50%.

Não residentes conseguem financiamento em Dubai?

Sim, vários bancos dos Emirados financiam não residentes, em geral até 50% do valor do imóvel. Isso é definido pela política de cada banco, não pela circular do Banco Central, então espere exigências mais rígidas de renda e documentação.

Qual é o prazo máximo do financiamento nos Emirados?

O Banco Central limita o prazo a 25 anos. A maioria dos bancos também exige que o empréstimo termine até os 65 anos para expatriados (70 para cidadãos emiradenses), o que pode encurtar o seu prazo.

Quanto dinheiro preciso além da entrada?

Reserve cerca de 7% a 8% do preço: 4% de taxa de transferência do DLD, cerca de AED 580 de taxas administrativas, AED 4.000 + IVA do escritório de registro, 0,25% + AED 290 de registro da hipoteca, 2% de corretagem + IVA, uma tarifa de contratação do banco de até cerca de 1% + IVA e uma avaliação de cerca de AED 2.500–3.500.

Posso pegar emprestado o dinheiro da entrada?

Não. O Banco Central exige que a entrada venha de recursos próprios, e não de um empréstimo pessoal ou cartão de crédito.

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