🏠 दुबई होम लोन कैलकुलेटर
20% डाउन पेमेंट शायद ही पूरा चेक होता है। प्रवासी, यूएई नागरिक या अनिवासी और प्रॉपर्टी का प्रकार चुनें, और मासिक किस्त के साथ ट्रांसफ़र के दिन चाहिए पूरी नक़दी देखें।
संक्षिप्त उत्तर: यूएई में रहने वाला कोई प्रवासी AED 20,00,000 का पहला घर न्यूनतम 20% डाउन पेमेंट और 4.25% पर 25 साल के होम लोन से ख़रीदे, तो AED 16,00,000 के लोन की मासिक किस्त AED 8,667.81 होती है; DLD, एजेंट और बैंक शुल्क मिलाकर उसे शुरुआत में लगभग AED 5,50,870 नक़द चाहिए।
अभी तक कोई रेटिंग नहीं · अंतिम अपडेट · मुफ़्त · साइन-अप की ज़रूरत नहीं
दुबई होम लोन कैलकुलेटर के इनपुट
परिणाम
मासिक किस्त
AED 8,667.81 / माह
AED 16,00,000.00 के लोन पर, 25 वर्ष के लिए 4.25% ब्याज पर
| डाउन पेमेंट (20%) | AED 4,00,000.00 |
| DLD ट्रांसफ़र शुल्क (4%) | AED 80,000.00 |
| DLD प्रशासनिक और टाइटल डीड शुल्क | AED 580.00 |
| ट्रस्टी ऑफ़िस शुल्क (VAT सहित) | AED 4,200.00 |
| मॉर्गेज पंजीकरण (0.25% + AED 290) | AED 4,290.00 |
| एजेंट कमीशन (2% + VAT) | AED 42,000.00 |
| बैंक प्रोसेसिंग शुल्क (1% + VAT) | AED 16,800.00 |
| मूल्यांकन शुल्क | AED 3,000.00 |
| कुल ज़रूरी नक़दी | AED 5,50,870.00 |
- शुरुआती ख़र्च (डाउन पेमेंट के अलावा)
- AED 1,50,870.00
- लोन-टू-वैल्यू (LTV)
- 80% (अधिकतम 80%)
- कुल ब्याज
- AED 10,00,342.75
ऋण चुकौती अनुसूची
| वर्ष | मूलधन | ब्याज | बकाया राशि |
|---|---|---|---|
| 1 | AED 36,723.58 | AED 67,290.14 | AED 15,63,276.42 |
| 2 | AED 38,315.11 | AED 65,698.61 | AED 15,24,961.31 |
| 3 | AED 39,975.60 | AED 64,038.12 | AED 14,84,985.71 |
| 4 | AED 41,708.05 | AED 62,305.67 | AED 14,43,277.66 |
| 5 | AED 43,515.57 | AED 60,498.15 | AED 13,99,762.09 |
| 6 | AED 45,401.44 | AED 58,612.28 | AED 13,54,360.65 |
| 7 | AED 47,369.04 | AED 56,644.68 | AED 13,06,991.61 |
| 8 | AED 49,421.90 | AED 54,591.82 | AED 12,57,569.71 |
| 9 | AED 51,563.72 | AED 52,450.00 | AED 12,06,005.99 |
| 10 | AED 53,798.39 | AED 50,215.33 | AED 11,52,207.60 |
| 11 | AED 56,129.88 | AED 47,883.84 | AED 10,96,077.72 |
| 12 | AED 58,562.43 | AED 45,451.29 | AED 10,37,515.29 |
| 13 | AED 61,100.40 | AED 42,913.32 | AED 9,76,414.89 |
| 14 | AED 63,748.31 | AED 40,265.41 | AED 9,12,666.58 |
| 15 | AED 66,511.06 | AED 37,502.66 | AED 8,46,155.52 |
| 16 | AED 69,393.49 | AED 34,620.23 | AED 7,76,762.03 |
| 17 | AED 72,400.84 | AED 31,612.88 | AED 7,04,361.19 |
| 18 | AED 75,538.53 | AED 28,475.19 | AED 6,28,822.66 |
| 19 | AED 78,812.20 | AED 25,201.52 | AED 5,50,010.46 |
| 20 | AED 82,227.74 | AED 21,785.98 | AED 4,67,782.72 |
| 21 | AED 85,791.30 | AED 18,222.42 | AED 3,81,991.42 |
| 22 | AED 89,509.29 | AED 14,504.43 | AED 2,92,482.13 |
| 23 | AED 93,388.43 | AED 10,625.29 | AED 1,99,093.70 |
| 24 | AED 97,435.66 | AED 6,578.06 | AED 1,01,658.04 |
| 25 | AED 1,01,658.04 | AED 2,355.43 | AED 0.00 |
मासिक अनुसूची देखें (300 किस्तें)
| # | किस्त | मूलधन | ब्याज | बकाया राशि |
|---|---|---|---|---|
| 1 | AED 8,667.81 | AED 3,001.14 | AED 5,666.67 | AED 15,96,998.86 |
| 2 | AED 8,667.81 | AED 3,011.77 | AED 5,656.04 | AED 15,93,987.09 |
| 3 | AED 8,667.81 | AED 3,022.44 | AED 5,645.37 | AED 15,90,964.65 |
| 4 | AED 8,667.81 | AED 3,033.14 | AED 5,634.67 | AED 15,87,931.51 |
| 5 | AED 8,667.81 | AED 3,043.89 | AED 5,623.92 | AED 15,84,887.62 |
| 6 | AED 8,667.81 | AED 3,054.67 | AED 5,613.14 | AED 15,81,832.95 |
| 7 | AED 8,667.81 | AED 3,065.48 | AED 5,602.33 | AED 15,78,767.47 |
| 8 | AED 8,667.81 | AED 3,076.34 | AED 5,591.47 | AED 15,75,691.13 |
| 9 | AED 8,667.81 | AED 3,087.24 | AED 5,580.57 | AED 15,72,603.89 |
| 10 | AED 8,667.81 | AED 3,098.17 | AED 5,569.64 | AED 15,69,505.72 |
| 11 | AED 8,667.81 | AED 3,109.14 | AED 5,558.67 | AED 15,66,396.58 |
| 12 | AED 8,667.81 | AED 3,120.16 | AED 5,547.65 | AED 15,63,276.42 |
| 13 | AED 8,667.81 | AED 3,131.21 | AED 5,536.60 | AED 15,60,145.21 |
| 14 | AED 8,667.81 | AED 3,142.30 | AED 5,525.51 | AED 15,57,002.91 |
| 15 | AED 8,667.81 | AED 3,153.42 | AED 5,514.39 | AED 15,53,849.49 |
| 16 | AED 8,667.81 | AED 3,164.59 | AED 5,503.22 | AED 15,50,684.90 |
| 17 | AED 8,667.81 | AED 3,175.80 | AED 5,492.01 | AED 15,47,509.10 |
| 18 | AED 8,667.81 | AED 3,187.05 | AED 5,480.76 | AED 15,44,322.05 |
| 19 | AED 8,667.81 | AED 3,198.34 | AED 5,469.47 | AED 15,41,123.71 |
| 20 | AED 8,667.81 | AED 3,209.66 | AED 5,458.15 | AED 15,37,914.05 |
| 21 | AED 8,667.81 | AED 3,221.03 | AED 5,446.78 | AED 15,34,693.02 |
| 22 | AED 8,667.81 | AED 3,232.44 | AED 5,435.37 | AED 15,31,460.58 |
| 23 | AED 8,667.81 | AED 3,243.89 | AED 5,423.92 | AED 15,28,216.69 |
| 24 | AED 8,667.81 | AED 3,255.38 | AED 5,412.43 | AED 15,24,961.31 |
| 25 | AED 8,667.81 | AED 3,266.91 | AED 5,400.90 | AED 15,21,694.40 |
| 26 | AED 8,667.81 | AED 3,278.48 | AED 5,389.33 | AED 15,18,415.92 |
| 27 | AED 8,667.81 | AED 3,290.09 | AED 5,377.72 | AED 15,15,125.83 |
| 28 | AED 8,667.81 | AED 3,301.74 | AED 5,366.07 | AED 15,11,824.09 |
| 29 | AED 8,667.81 | AED 3,313.43 | AED 5,354.38 | AED 15,08,510.66 |
| 30 | AED 8,667.81 | AED 3,325.17 | AED 5,342.64 | AED 15,05,185.49 |
| 31 | AED 8,667.81 | AED 3,336.94 | AED 5,330.87 | AED 15,01,848.55 |
| 32 | AED 8,667.81 | AED 3,348.76 | AED 5,319.05 | AED 14,98,499.79 |
| 33 | AED 8,667.81 | AED 3,360.62 | AED 5,307.19 | AED 14,95,139.17 |
| 34 | AED 8,667.81 | AED 3,372.53 | AED 5,295.28 | AED 14,91,766.64 |
| 35 | AED 8,667.81 | AED 3,384.47 | AED 5,283.34 | AED 14,88,382.17 |
| 36 | AED 8,667.81 | AED 3,396.46 | AED 5,271.35 | AED 14,84,985.71 |
| 37 | AED 8,667.81 | AED 3,408.49 | AED 5,259.32 | AED 14,81,577.22 |
| 38 | AED 8,667.81 | AED 3,420.56 | AED 5,247.25 | AED 14,78,156.66 |
| 39 | AED 8,667.81 | AED 3,432.67 | AED 5,235.14 | AED 14,74,723.99 |
| 40 | AED 8,667.81 | AED 3,444.83 | AED 5,222.98 | AED 14,71,279.16 |
| 41 | AED 8,667.81 | AED 3,457.03 | AED 5,210.78 | AED 14,67,822.13 |
| 42 | AED 8,667.81 | AED 3,469.27 | AED 5,198.54 | AED 14,64,352.86 |
| 43 | AED 8,667.81 | AED 3,481.56 | AED 5,186.25 | AED 14,60,871.30 |
| 44 | AED 8,667.81 | AED 3,493.89 | AED 5,173.92 | AED 14,57,377.41 |
| 45 | AED 8,667.81 | AED 3,506.27 | AED 5,161.54 | AED 14,53,871.14 |
| 46 | AED 8,667.81 | AED 3,518.68 | AED 5,149.13 | AED 14,50,352.46 |
| 47 | AED 8,667.81 | AED 3,531.15 | AED 5,136.66 | AED 14,46,821.31 |
| 48 | AED 8,667.81 | AED 3,543.65 | AED 5,124.16 | AED 14,43,277.66 |
| 49 | AED 8,667.81 | AED 3,556.20 | AED 5,111.61 | AED 14,39,721.46 |
| 50 | AED 8,667.81 | AED 3,568.80 | AED 5,099.01 | AED 14,36,152.66 |
| 51 | AED 8,667.81 | AED 3,581.44 | AED 5,086.37 | AED 14,32,571.22 |
| 52 | AED 8,667.81 | AED 3,594.12 | AED 5,073.69 | AED 14,28,977.10 |
| 53 | AED 8,667.81 | AED 3,606.85 | AED 5,060.96 | AED 14,25,370.25 |
| 54 | AED 8,667.81 | AED 3,619.62 | AED 5,048.19 | AED 14,21,750.63 |
| 55 | AED 8,667.81 | AED 3,632.44 | AED 5,035.37 | AED 14,18,118.19 |
| 56 | AED 8,667.81 | AED 3,645.31 | AED 5,022.50 | AED 14,14,472.88 |
| 57 | AED 8,667.81 | AED 3,658.22 | AED 5,009.59 | AED 14,10,814.66 |
| 58 | AED 8,667.81 | AED 3,671.17 | AED 4,996.64 | AED 14,07,143.49 |
| 59 | AED 8,667.81 | AED 3,684.18 | AED 4,983.63 | AED 14,03,459.31 |
| 60 | AED 8,667.81 | AED 3,697.22 | AED 4,970.59 | AED 13,99,762.09 |
| 61 | AED 8,667.81 | AED 3,710.32 | AED 4,957.49 | AED 13,96,051.77 |
| 62 | AED 8,667.81 | AED 3,723.46 | AED 4,944.35 | AED 13,92,328.31 |
| 63 | AED 8,667.81 | AED 3,736.65 | AED 4,931.16 | AED 13,88,591.66 |
| 64 | AED 8,667.81 | AED 3,749.88 | AED 4,917.93 | AED 13,84,841.78 |
| 65 | AED 8,667.81 | AED 3,763.16 | AED 4,904.65 | AED 13,81,078.62 |
| 66 | AED 8,667.81 | AED 3,776.49 | AED 4,891.32 | AED 13,77,302.13 |
| 67 | AED 8,667.81 | AED 3,789.86 | AED 4,877.95 | AED 13,73,512.27 |
| 68 | AED 8,667.81 | AED 3,803.29 | AED 4,864.52 | AED 13,69,708.98 |
| 69 | AED 8,667.81 | AED 3,816.76 | AED 4,851.05 | AED 13,65,892.22 |
| 70 | AED 8,667.81 | AED 3,830.28 | AED 4,837.53 | AED 13,62,061.94 |
| 71 | AED 8,667.81 | AED 3,843.84 | AED 4,823.97 | AED 13,58,218.10 |
| 72 | AED 8,667.81 | AED 3,857.45 | AED 4,810.36 | AED 13,54,360.65 |
| 73 | AED 8,667.81 | AED 3,871.12 | AED 4,796.69 | AED 13,50,489.53 |
| 74 | AED 8,667.81 | AED 3,884.83 | AED 4,782.98 | AED 13,46,604.70 |
| 75 | AED 8,667.81 | AED 3,898.59 | AED 4,769.22 | AED 13,42,706.11 |
| 76 | AED 8,667.81 | AED 3,912.39 | AED 4,755.42 | AED 13,38,793.72 |
| 77 | AED 8,667.81 | AED 3,926.25 | AED 4,741.56 | AED 13,34,867.47 |
| 78 | AED 8,667.81 | AED 3,940.15 | AED 4,727.66 | AED 13,30,927.32 |
| 79 | AED 8,667.81 | AED 3,954.11 | AED 4,713.70 | AED 13,26,973.21 |
| 80 | AED 8,667.81 | AED 3,968.11 | AED 4,699.70 | AED 13,23,005.10 |
| 81 | AED 8,667.81 | AED 3,982.17 | AED 4,685.64 | AED 13,19,022.93 |
| 82 | AED 8,667.81 | AED 3,996.27 | AED 4,671.54 | AED 13,15,026.66 |
| 83 | AED 8,667.81 | AED 4,010.42 | AED 4,657.39 | AED 13,11,016.24 |
| 84 | AED 8,667.81 | AED 4,024.63 | AED 4,643.18 | AED 13,06,991.61 |
| 85 | AED 8,667.81 | AED 4,038.88 | AED 4,628.93 | AED 13,02,952.73 |
| 86 | AED 8,667.81 | AED 4,053.19 | AED 4,614.62 | AED 12,98,899.54 |
| 87 | AED 8,667.81 | AED 4,067.54 | AED 4,600.27 | AED 12,94,832.00 |
| 88 | AED 8,667.81 | AED 4,081.95 | AED 4,585.86 | AED 12,90,750.05 |
| 89 | AED 8,667.81 | AED 4,096.40 | AED 4,571.41 | AED 12,86,653.65 |
| 90 | AED 8,667.81 | AED 4,110.91 | AED 4,556.90 | AED 12,82,542.74 |
| 91 | AED 8,667.81 | AED 4,125.47 | AED 4,542.34 | AED 12,78,417.27 |
| 92 | AED 8,667.81 | AED 4,140.08 | AED 4,527.73 | AED 12,74,277.19 |
| 93 | AED 8,667.81 | AED 4,154.74 | AED 4,513.07 | AED 12,70,122.45 |
| 94 | AED 8,667.81 | AED 4,169.46 | AED 4,498.35 | AED 12,65,952.99 |
| 95 | AED 8,667.81 | AED 4,184.23 | AED 4,483.58 | AED 12,61,768.76 |
| 96 | AED 8,667.81 | AED 4,199.05 | AED 4,468.76 | AED 12,57,569.71 |
| 97 | AED 8,667.81 | AED 4,213.92 | AED 4,453.89 | AED 12,53,355.79 |
| 98 | AED 8,667.81 | AED 4,228.84 | AED 4,438.97 | AED 12,49,126.95 |
| 99 | AED 8,667.81 | AED 4,243.82 | AED 4,423.99 | AED 12,44,883.13 |
| 100 | AED 8,667.81 | AED 4,258.85 | AED 4,408.96 | AED 12,40,624.28 |
| 101 | AED 8,667.81 | AED 4,273.93 | AED 4,393.88 | AED 12,36,350.35 |
| 102 | AED 8,667.81 | AED 4,289.07 | AED 4,378.74 | AED 12,32,061.28 |
| 103 | AED 8,667.81 | AED 4,304.26 | AED 4,363.55 | AED 12,27,757.02 |
| 104 | AED 8,667.81 | AED 4,319.50 | AED 4,348.31 | AED 12,23,437.52 |
| 105 | AED 8,667.81 | AED 4,334.80 | AED 4,333.01 | AED 12,19,102.72 |
| 106 | AED 8,667.81 | AED 4,350.15 | AED 4,317.66 | AED 12,14,752.57 |
| 107 | AED 8,667.81 | AED 4,365.56 | AED 4,302.25 | AED 12,10,387.01 |
| 108 | AED 8,667.81 | AED 4,381.02 | AED 4,286.79 | AED 12,06,005.99 |
| 109 | AED 8,667.81 | AED 4,396.54 | AED 4,271.27 | AED 12,01,609.45 |
| 110 | AED 8,667.81 | AED 4,412.11 | AED 4,255.70 | AED 11,97,197.34 |
| 111 | AED 8,667.81 | AED 4,427.74 | AED 4,240.07 | AED 11,92,769.60 |
| 112 | AED 8,667.81 | AED 4,443.42 | AED 4,224.39 | AED 11,88,326.18 |
| 113 | AED 8,667.81 | AED 4,459.15 | AED 4,208.66 | AED 11,83,867.03 |
| 114 | AED 8,667.81 | AED 4,474.95 | AED 4,192.86 | AED 11,79,392.08 |
| 115 | AED 8,667.81 | AED 4,490.80 | AED 4,177.01 | AED 11,74,901.28 |
| 116 | AED 8,667.81 | AED 4,506.70 | AED 4,161.11 | AED 11,70,394.58 |
| 117 | AED 8,667.81 | AED 4,522.66 | AED 4,145.15 | AED 11,65,871.92 |
| 118 | AED 8,667.81 | AED 4,538.68 | AED 4,129.13 | AED 11,61,333.24 |
| 119 | AED 8,667.81 | AED 4,554.75 | AED 4,113.06 | AED 11,56,778.49 |
| 120 | AED 8,667.81 | AED 4,570.89 | AED 4,096.92 | AED 11,52,207.60 |
| 121 | AED 8,667.81 | AED 4,587.07 | AED 4,080.74 | AED 11,47,620.53 |
| 122 | AED 8,667.81 | AED 4,603.32 | AED 4,064.49 | AED 11,43,017.21 |
| 123 | AED 8,667.81 | AED 4,619.62 | AED 4,048.19 | AED 11,38,397.59 |
| 124 | AED 8,667.81 | AED 4,635.99 | AED 4,031.82 | AED 11,33,761.60 |
| 125 | AED 8,667.81 | AED 4,652.40 | AED 4,015.41 | AED 11,29,109.20 |
| 126 | AED 8,667.81 | AED 4,668.88 | AED 3,998.93 | AED 11,24,440.32 |
| 127 | AED 8,667.81 | AED 4,685.42 | AED 3,982.39 | AED 11,19,754.90 |
| 128 | AED 8,667.81 | AED 4,702.01 | AED 3,965.80 | AED 11,15,052.89 |
| 129 | AED 8,667.81 | AED 4,718.66 | AED 3,949.15 | AED 11,10,334.23 |
| 130 | AED 8,667.81 | AED 4,735.38 | AED 3,932.43 | AED 11,05,598.85 |
| 131 | AED 8,667.81 | AED 4,752.15 | AED 3,915.66 | AED 11,00,846.70 |
| 132 | AED 8,667.81 | AED 4,768.98 | AED 3,898.83 | AED 10,96,077.72 |
| 133 | AED 8,667.81 | AED 4,785.87 | AED 3,881.94 | AED 10,91,291.85 |
| 134 | AED 8,667.81 | AED 4,802.82 | AED 3,864.99 | AED 10,86,489.03 |
| 135 | AED 8,667.81 | AED 4,819.83 | AED 3,847.98 | AED 10,81,669.20 |
| 136 | AED 8,667.81 | AED 4,836.90 | AED 3,830.91 | AED 10,76,832.30 |
| 137 | AED 8,667.81 | AED 4,854.03 | AED 3,813.78 | AED 10,71,978.27 |
| 138 | AED 8,667.81 | AED 4,871.22 | AED 3,796.59 | AED 10,67,107.05 |
| 139 | AED 8,667.81 | AED 4,888.47 | AED 3,779.34 | AED 10,62,218.58 |
| 140 | AED 8,667.81 | AED 4,905.79 | AED 3,762.02 | AED 10,57,312.79 |
| 141 | AED 8,667.81 | AED 4,923.16 | AED 3,744.65 | AED 10,52,389.63 |
| 142 | AED 8,667.81 | AED 4,940.60 | AED 3,727.21 | AED 10,47,449.03 |
| 143 | AED 8,667.81 | AED 4,958.09 | AED 3,709.72 | AED 10,42,490.94 |
| 144 | AED 8,667.81 | AED 4,975.65 | AED 3,692.16 | AED 10,37,515.29 |
| 145 | AED 8,667.81 | AED 4,993.28 | AED 3,674.53 | AED 10,32,522.01 |
| 146 | AED 8,667.81 | AED 5,010.96 | AED 3,656.85 | AED 10,27,511.05 |
| 147 | AED 8,667.81 | AED 5,028.71 | AED 3,639.10 | AED 10,22,482.34 |
| 148 | AED 8,667.81 | AED 5,046.52 | AED 3,621.29 | AED 10,17,435.82 |
| 149 | AED 8,667.81 | AED 5,064.39 | AED 3,603.42 | AED 10,12,371.43 |
| 150 | AED 8,667.81 | AED 5,082.33 | AED 3,585.48 | AED 10,07,289.10 |
| 151 | AED 8,667.81 | AED 5,100.33 | AED 3,567.48 | AED 10,02,188.77 |
| 152 | AED 8,667.81 | AED 5,118.39 | AED 3,549.42 | AED 9,97,070.38 |
| 153 | AED 8,667.81 | AED 5,136.52 | AED 3,531.29 | AED 9,91,933.86 |
| 154 | AED 8,667.81 | AED 5,154.71 | AED 3,513.10 | AED 9,86,779.15 |
| 155 | AED 8,667.81 | AED 5,172.97 | AED 3,494.84 | AED 9,81,606.18 |
| 156 | AED 8,667.81 | AED 5,191.29 | AED 3,476.52 | AED 9,76,414.89 |
| 157 | AED 8,667.81 | AED 5,209.67 | AED 3,458.14 | AED 9,71,205.22 |
| 158 | AED 8,667.81 | AED 5,228.12 | AED 3,439.69 | AED 9,65,977.10 |
| 159 | AED 8,667.81 | AED 5,246.64 | AED 3,421.17 | AED 9,60,730.46 |
| 160 | AED 8,667.81 | AED 5,265.22 | AED 3,402.59 | AED 9,55,465.24 |
| 161 | AED 8,667.81 | AED 5,283.87 | AED 3,383.94 | AED 9,50,181.37 |
| 162 | AED 8,667.81 | AED 5,302.58 | AED 3,365.23 | AED 9,44,878.79 |
| 163 | AED 8,667.81 | AED 5,321.36 | AED 3,346.45 | AED 9,39,557.43 |
| 164 | AED 8,667.81 | AED 5,340.21 | AED 3,327.60 | AED 9,34,217.22 |
| 165 | AED 8,667.81 | AED 5,359.12 | AED 3,308.69 | AED 9,28,858.10 |
| 166 | AED 8,667.81 | AED 5,378.10 | AED 3,289.71 | AED 9,23,480.00 |
| 167 | AED 8,667.81 | AED 5,397.15 | AED 3,270.66 | AED 9,18,082.85 |
| 168 | AED 8,667.81 | AED 5,416.27 | AED 3,251.54 | AED 9,12,666.58 |
| 169 | AED 8,667.81 | AED 5,435.45 | AED 3,232.36 | AED 9,07,231.13 |
| 170 | AED 8,667.81 | AED 5,454.70 | AED 3,213.11 | AED 9,01,776.43 |
| 171 | AED 8,667.81 | AED 5,474.02 | AED 3,193.79 | AED 8,96,302.41 |
| 172 | AED 8,667.81 | AED 5,493.41 | AED 3,174.40 | AED 8,90,809.00 |
| 173 | AED 8,667.81 | AED 5,512.86 | AED 3,154.95 | AED 8,85,296.14 |
| 174 | AED 8,667.81 | AED 5,532.39 | AED 3,135.42 | AED 8,79,763.75 |
| 175 | AED 8,667.81 | AED 5,551.98 | AED 3,115.83 | AED 8,74,211.77 |
| 176 | AED 8,667.81 | AED 5,571.64 | AED 3,096.17 | AED 8,68,640.13 |
| 177 | AED 8,667.81 | AED 5,591.38 | AED 3,076.43 | AED 8,63,048.75 |
| 178 | AED 8,667.81 | AED 5,611.18 | AED 3,056.63 | AED 8,57,437.57 |
| 179 | AED 8,667.81 | AED 5,631.05 | AED 3,036.76 | AED 8,51,806.52 |
| 180 | AED 8,667.81 | AED 5,651.00 | AED 3,016.81 | AED 8,46,155.52 |
| 181 | AED 8,667.81 | AED 5,671.01 | AED 2,996.80 | AED 8,40,484.51 |
| 182 | AED 8,667.81 | AED 5,691.09 | AED 2,976.72 | AED 8,34,793.42 |
| 183 | AED 8,667.81 | AED 5,711.25 | AED 2,956.56 | AED 8,29,082.17 |
| 184 | AED 8,667.81 | AED 5,731.48 | AED 2,936.33 | AED 8,23,350.69 |
| 185 | AED 8,667.81 | AED 5,751.78 | AED 2,916.03 | AED 8,17,598.91 |
| 186 | AED 8,667.81 | AED 5,772.15 | AED 2,895.66 | AED 8,11,826.76 |
| 187 | AED 8,667.81 | AED 5,792.59 | AED 2,875.22 | AED 8,06,034.17 |
| 188 | AED 8,667.81 | AED 5,813.11 | AED 2,854.70 | AED 8,00,221.06 |
| 189 | AED 8,667.81 | AED 5,833.69 | AED 2,834.12 | AED 7,94,387.37 |
| 190 | AED 8,667.81 | AED 5,854.35 | AED 2,813.46 | AED 7,88,533.02 |
| 191 | AED 8,667.81 | AED 5,875.09 | AED 2,792.72 | AED 7,82,657.93 |
| 192 | AED 8,667.81 | AED 5,895.90 | AED 2,771.91 | AED 7,76,762.03 |
| 193 | AED 8,667.81 | AED 5,916.78 | AED 2,751.03 | AED 7,70,845.25 |
| 194 | AED 8,667.81 | AED 5,937.73 | AED 2,730.08 | AED 7,64,907.52 |
| 195 | AED 8,667.81 | AED 5,958.76 | AED 2,709.05 | AED 7,58,948.76 |
| 196 | AED 8,667.81 | AED 5,979.87 | AED 2,687.94 | AED 7,52,968.89 |
| 197 | AED 8,667.81 | AED 6,001.05 | AED 2,666.76 | AED 7,46,967.84 |
| 198 | AED 8,667.81 | AED 6,022.30 | AED 2,645.51 | AED 7,40,945.54 |
| 199 | AED 8,667.81 | AED 6,043.63 | AED 2,624.18 | AED 7,34,901.91 |
| 200 | AED 8,667.81 | AED 6,065.03 | AED 2,602.78 | AED 7,28,836.88 |
| 201 | AED 8,667.81 | AED 6,086.51 | AED 2,581.30 | AED 7,22,750.37 |
| 202 | AED 8,667.81 | AED 6,108.07 | AED 2,559.74 | AED 7,16,642.30 |
| 203 | AED 8,667.81 | AED 6,129.70 | AED 2,538.11 | AED 7,10,512.60 |
| 204 | AED 8,667.81 | AED 6,151.41 | AED 2,516.40 | AED 7,04,361.19 |
| 205 | AED 8,667.81 | AED 6,173.20 | AED 2,494.61 | AED 6,98,187.99 |
| 206 | AED 8,667.81 | AED 6,195.06 | AED 2,472.75 | AED 6,91,992.93 |
| 207 | AED 8,667.81 | AED 6,217.00 | AED 2,450.81 | AED 6,85,775.93 |
| 208 | AED 8,667.81 | AED 6,239.02 | AED 2,428.79 | AED 6,79,536.91 |
| 209 | AED 8,667.81 | AED 6,261.12 | AED 2,406.69 | AED 6,73,275.79 |
| 210 | AED 8,667.81 | AED 6,283.29 | AED 2,384.52 | AED 6,66,992.50 |
| 211 | AED 8,667.81 | AED 6,305.54 | AED 2,362.27 | AED 6,60,686.96 |
| 212 | AED 8,667.81 | AED 6,327.88 | AED 2,339.93 | AED 6,54,359.08 |
| 213 | AED 8,667.81 | AED 6,350.29 | AED 2,317.52 | AED 6,48,008.79 |
| 214 | AED 8,667.81 | AED 6,372.78 | AED 2,295.03 | AED 6,41,636.01 |
| 215 | AED 8,667.81 | AED 6,395.35 | AED 2,272.46 | AED 6,35,240.66 |
| 216 | AED 8,667.81 | AED 6,418.00 | AED 2,249.81 | AED 6,28,822.66 |
| 217 | AED 8,667.81 | AED 6,440.73 | AED 2,227.08 | AED 6,22,381.93 |
| 218 | AED 8,667.81 | AED 6,463.54 | AED 2,204.27 | AED 6,15,918.39 |
| 219 | AED 8,667.81 | AED 6,486.43 | AED 2,181.38 | AED 6,09,431.96 |
| 220 | AED 8,667.81 | AED 6,509.41 | AED 2,158.40 | AED 6,02,922.55 |
| 221 | AED 8,667.81 | AED 6,532.46 | AED 2,135.35 | AED 5,96,390.09 |
| 222 | AED 8,667.81 | AED 6,555.60 | AED 2,112.21 | AED 5,89,834.49 |
| 223 | AED 8,667.81 | AED 6,578.81 | AED 2,089.00 | AED 5,83,255.68 |
| 224 | AED 8,667.81 | AED 6,602.11 | AED 2,065.70 | AED 5,76,653.57 |
| 225 | AED 8,667.81 | AED 6,625.50 | AED 2,042.31 | AED 5,70,028.07 |
| 226 | AED 8,667.81 | AED 6,648.96 | AED 2,018.85 | AED 5,63,379.11 |
| 227 | AED 8,667.81 | AED 6,672.51 | AED 1,995.30 | AED 5,56,706.60 |
| 228 | AED 8,667.81 | AED 6,696.14 | AED 1,971.67 | AED 5,50,010.46 |
| 229 | AED 8,667.81 | AED 6,719.86 | AED 1,947.95 | AED 5,43,290.60 |
| 230 | AED 8,667.81 | AED 6,743.66 | AED 1,924.15 | AED 5,36,546.94 |
| 231 | AED 8,667.81 | AED 6,767.54 | AED 1,900.27 | AED 5,29,779.40 |
| 232 | AED 8,667.81 | AED 6,791.51 | AED 1,876.30 | AED 5,22,987.89 |
| 233 | AED 8,667.81 | AED 6,815.56 | AED 1,852.25 | AED 5,16,172.33 |
| 234 | AED 8,667.81 | AED 6,839.70 | AED 1,828.11 | AED 5,09,332.63 |
| 235 | AED 8,667.81 | AED 6,863.92 | AED 1,803.89 | AED 5,02,468.71 |
| 236 | AED 8,667.81 | AED 6,888.23 | AED 1,779.58 | AED 4,95,580.48 |
| 237 | AED 8,667.81 | AED 6,912.63 | AED 1,755.18 | AED 4,88,667.85 |
| 238 | AED 8,667.81 | AED 6,937.11 | AED 1,730.70 | AED 4,81,730.74 |
| 239 | AED 8,667.81 | AED 6,961.68 | AED 1,706.13 | AED 4,74,769.06 |
| 240 | AED 8,667.81 | AED 6,986.34 | AED 1,681.47 | AED 4,67,782.72 |
| 241 | AED 8,667.81 | AED 7,011.08 | AED 1,656.73 | AED 4,60,771.64 |
| 242 | AED 8,667.81 | AED 7,035.91 | AED 1,631.90 | AED 4,53,735.73 |
| 243 | AED 8,667.81 | AED 7,060.83 | AED 1,606.98 | AED 4,46,674.90 |
| 244 | AED 8,667.81 | AED 7,085.84 | AED 1,581.97 | AED 4,39,589.06 |
| 245 | AED 8,667.81 | AED 7,110.93 | AED 1,556.88 | AED 4,32,478.13 |
| 246 | AED 8,667.81 | AED 7,136.12 | AED 1,531.69 | AED 4,25,342.01 |
| 247 | AED 8,667.81 | AED 7,161.39 | AED 1,506.42 | AED 4,18,180.62 |
| 248 | AED 8,667.81 | AED 7,186.75 | AED 1,481.06 | AED 4,10,993.87 |
| 249 | AED 8,667.81 | AED 7,212.21 | AED 1,455.60 | AED 4,03,781.66 |
| 250 | AED 8,667.81 | AED 7,237.75 | AED 1,430.06 | AED 3,96,543.91 |
| 251 | AED 8,667.81 | AED 7,263.38 | AED 1,404.43 | AED 3,89,280.53 |
| 252 | AED 8,667.81 | AED 7,289.11 | AED 1,378.70 | AED 3,81,991.42 |
| 253 | AED 8,667.81 | AED 7,314.92 | AED 1,352.89 | AED 3,74,676.50 |
| 254 | AED 8,667.81 | AED 7,340.83 | AED 1,326.98 | AED 3,67,335.67 |
| 255 | AED 8,667.81 | AED 7,366.83 | AED 1,300.98 | AED 3,59,968.84 |
| 256 | AED 8,667.81 | AED 7,392.92 | AED 1,274.89 | AED 3,52,575.92 |
| 257 | AED 8,667.81 | AED 7,419.10 | AED 1,248.71 | AED 3,45,156.82 |
| 258 | AED 8,667.81 | AED 7,445.38 | AED 1,222.43 | AED 3,37,711.44 |
| 259 | AED 8,667.81 | AED 7,471.75 | AED 1,196.06 | AED 3,30,239.69 |
| 260 | AED 8,667.81 | AED 7,498.21 | AED 1,169.60 | AED 3,22,741.48 |
| 261 | AED 8,667.81 | AED 7,524.77 | AED 1,143.04 | AED 3,15,216.71 |
| 262 | AED 8,667.81 | AED 7,551.42 | AED 1,116.39 | AED 3,07,665.29 |
| 263 | AED 8,667.81 | AED 7,578.16 | AED 1,089.65 | AED 3,00,087.13 |
| 264 | AED 8,667.81 | AED 7,605.00 | AED 1,062.81 | AED 2,92,482.13 |
| 265 | AED 8,667.81 | AED 7,631.94 | AED 1,035.87 | AED 2,84,850.19 |
| 266 | AED 8,667.81 | AED 7,658.97 | AED 1,008.84 | AED 2,77,191.22 |
| 267 | AED 8,667.81 | AED 7,686.09 | AED 981.72 | AED 2,69,505.13 |
| 268 | AED 8,667.81 | AED 7,713.31 | AED 954.50 | AED 2,61,791.82 |
| 269 | AED 8,667.81 | AED 7,740.63 | AED 927.18 | AED 2,54,051.19 |
| 270 | AED 8,667.81 | AED 7,768.05 | AED 899.76 | AED 2,46,283.14 |
| 271 | AED 8,667.81 | AED 7,795.56 | AED 872.25 | AED 2,38,487.58 |
| 272 | AED 8,667.81 | AED 7,823.17 | AED 844.64 | AED 2,30,664.41 |
| 273 | AED 8,667.81 | AED 7,850.87 | AED 816.94 | AED 2,22,813.54 |
| 274 | AED 8,667.81 | AED 7,878.68 | AED 789.13 | AED 2,14,934.86 |
| 275 | AED 8,667.81 | AED 7,906.58 | AED 761.23 | AED 2,07,028.28 |
| 276 | AED 8,667.81 | AED 7,934.58 | AED 733.23 | AED 1,99,093.70 |
| 277 | AED 8,667.81 | AED 7,962.69 | AED 705.12 | AED 1,91,131.01 |
| 278 | AED 8,667.81 | AED 7,990.89 | AED 676.92 | AED 1,83,140.12 |
| 279 | AED 8,667.81 | AED 8,019.19 | AED 648.62 | AED 1,75,120.93 |
| 280 | AED 8,667.81 | AED 8,047.59 | AED 620.22 | AED 1,67,073.34 |
| 281 | AED 8,667.81 | AED 8,076.09 | AED 591.72 | AED 1,58,997.25 |
| 282 | AED 8,667.81 | AED 8,104.69 | AED 563.12 | AED 1,50,892.56 |
| 283 | AED 8,667.81 | AED 8,133.40 | AED 534.41 | AED 1,42,759.16 |
| 284 | AED 8,667.81 | AED 8,162.20 | AED 505.61 | AED 1,34,596.96 |
| 285 | AED 8,667.81 | AED 8,191.11 | AED 476.70 | AED 1,26,405.85 |
| 286 | AED 8,667.81 | AED 8,220.12 | AED 447.69 | AED 1,18,185.73 |
| 287 | AED 8,667.81 | AED 8,249.24 | AED 418.57 | AED 1,09,936.49 |
| 288 | AED 8,667.81 | AED 8,278.45 | AED 389.36 | AED 1,01,658.04 |
| 289 | AED 8,667.81 | AED 8,307.77 | AED 360.04 | AED 93,350.27 |
| 290 | AED 8,667.81 | AED 8,337.19 | AED 330.62 | AED 85,013.08 |
| 291 | AED 8,667.81 | AED 8,366.72 | AED 301.09 | AED 76,646.36 |
| 292 | AED 8,667.81 | AED 8,396.35 | AED 271.46 | AED 68,250.01 |
| 293 | AED 8,667.81 | AED 8,426.09 | AED 241.72 | AED 59,823.92 |
| 294 | AED 8,667.81 | AED 8,455.93 | AED 211.88 | AED 51,367.99 |
| 295 | AED 8,667.81 | AED 8,485.88 | AED 181.93 | AED 42,882.11 |
| 296 | AED 8,667.81 | AED 8,515.94 | AED 151.87 | AED 34,366.17 |
| 297 | AED 8,667.81 | AED 8,546.10 | AED 121.71 | AED 25,820.07 |
| 298 | AED 8,667.81 | AED 8,576.36 | AED 91.45 | AED 17,243.71 |
| 299 | AED 8,667.81 | AED 8,606.74 | AED 61.07 | AED 8,636.97 |
| 300 | AED 8,667.56 | AED 8,636.97 | AED 30.59 | AED 0.00 |
अपनी स्थिति कैसे दर्ज करें
क़ीमत डालें, फिर ख़रीदार चुनें (यूएई में रहने वाला प्रवासी, यूएई नागरिक या अनिवासी) और बताएँ कि यह पहला घर है, दूसरा घर या ऑफ़-प्लान। अगर आपका डाउन पेमेंट उस संयोजन के क़ानूनी न्यूनतम से कम है, तो ऐसी किस्त दिखाने के बजाय जो बैंक दे ही नहीं सकता, आपको न्यूनतम सीमा बताई जाती है। ब्याज दर और अवधि (अधिकतम 25 साल) चुनें; नतीजे में डाउन पेमेंट के साथ लैंड डिपार्टमेंट, ट्रस्टी, एजेंट, बैंक और मूल्यांकन शुल्क जोड़ दिए जाते हैं।
यूएई होम लोन के नियम (2026 के अनुसार)
| ख़रीदार / प्रॉपर्टी | अधिकतम लोन-टू-वैल्यू | न्यूनतम डाउन पेमेंट |
|---|---|---|
| प्रवासी – पहला घर, AED 50 लाख तक | 80% | 20% |
| प्रवासी – पहला घर, AED 50 लाख से अधिक | 70% | 30% |
| प्रवासी – दूसरा / निवेश वाला घर | 60% | 40% |
| यूएई नागरिक – पहला घर, AED 50 लाख तक / उससे अधिक | 85% / 75% | 15% / 25% |
| यूएई नागरिक – दूसरा घर | 65% | 35% |
| ऑफ़-प्लान (सभी के लिए) | 50% | 50% |
| अनिवासी (बैंक की नीति) | ≈ 50% | ≈ 50% |
स्रोत: होम लोन संबंधी CBUAE विनियम (नोटिस 31/2013), बोर्ड संकल्प 31/2/2020 द्वारा संशोधित (अप्रैल 2020 से लागू): अधिकतम अवधि 25 साल; डाउन पेमेंट अपने संसाधनों से। शुल्क: दुबई लैंड डिपार्टमेंट की शुल्क सूची (4% ट्रांसफ़र, 0.25% + AED 290 मॉर्गेज पंजीकरण); संघीय डिक्री-क़ानून 8/2017 के तहत 5% VAT।
हल किया हुआ उदाहरण
यूएई में रहने वाला एक प्रवासी AED 20,00,000 का तैयार अपार्टमेंट पहले घर के रूप में 20% डाउन पेमेंट और 4.25% पर 25 साल के लोन से ख़रीदता है:
- लोन AED 16,00,000 → AED 8,667.81 प्रति माह
- डाउन पेमेंट AED 4,00,000 + 4% DLD शुल्क AED 80,000 + प्रशासनिक शुल्क AED 580 + ट्रस्टी शुल्क AED 4,200
- मॉर्गेज पंजीकरण AED 4,290 + एजेंट AED 42,000 + बैंक शुल्क AED 16,800 + मूल्यांकन AED 3,000
- कुल ज़रूरी नक़दी: AED 5,50,870
केवल जानकारी के लिए अनुमान। ब्याज दरें आम तौर पर 1–5 साल के लिए तय रहती हैं, फिर एमिरेट्स इंटरबैंक दर (आइबोर) और एक मार्जिन के हिसाब से चलती हैं।
अक्सर पूछे जाने वाले सवाल
दुबई में प्रवासियों के लिए न्यूनतम डाउन पेमेंट कितना है?
यूएई सेंट्रल बैंक के मॉर्गेज नियमों के अनुसार, यूएई में रहने वाले प्रवासियों को AED 50 लाख तक के पहले घर पर कम से कम 20%, उससे महँगे घर पर 30% और दूसरे या निवेश वाले घर पर 40% डाउन पेमेंट देना होता है। यूएई नागरिकों के लिए यह 15%, 25% और 35% है। ऑफ़-प्लान प्रॉपर्टी पर 50% चाहिए।
क्या अनिवासी दुबई में होम लोन ले सकते हैं?
हाँ, यूएई के कई बैंक अनिवासियों को आम तौर पर प्रॉपर्टी मूल्य के 50% तक लोन देते हैं। यह सीमा सेंट्रल बैंक के परिपत्र से नहीं, बैंक की अपनी नीति से तय होती है, इसलिए आय और दस्तावेज़ों की ज़्यादा कड़ी जाँच की उम्मीद रखें।
यूएई में होम लोन की अधिकतम अवधि कितनी है?
सेंट्रल बैंक होम लोन की अवधि अधिकतम 25 साल तय करता है। ज़्यादातर बैंक यह भी चाहते हैं कि प्रवासियों का लोन 65 की उम्र तक (यूएई नागरिकों का 70 तक) ख़त्म हो जाए, जिससे आपकी अवधि छोटी हो सकती है।
डाउन पेमेंट के ऊपर कितनी नक़दी चाहिए?
क़ीमत का लगभग 7–8% अलग रखें: 4% DLD ट्रांसफ़र शुल्क, लगभग AED 580 प्रशासनिक शुल्क, AED 4,000 + VAT ट्रस्टी शुल्क, 0.25% + AED 290 मॉर्गेज पंजीकरण, 2% एजेंट कमीशन + VAT, लगभग 1% + VAT तक बैंक प्रोसेसिंग शुल्क और लगभग AED 2,500–3,500 मूल्यांकन शुल्क।
क्या डाउन पेमेंट उधार लिया जा सकता है?
नहीं। सेंट्रल बैंक के नियम के अनुसार डाउन पेमेंट आपकी अपनी रकम से होना चाहिए, पर्सनल लोन या क्रेडिट कार्ड से नहीं।
दुबई होम लोन कैलकुलेटर को रेटिंग दें
केवल औसत स्टार रेटिंग दिखाई जाती है। गलती की रिपोर्ट सीधे हमारे इनबॉक्स में आती है, ताकि हम उसे जाँचकर ठीक कर सकें। यह भी देखें: गणना पद्धति और गोपनीयता नीति.