CalcBright
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Ülke ve dil

Hesaplama araçlarındaki para birimini, birimleri ve ülkeye özgü kuralları (vergi, KDV, maaş) belirler. Genel araçlar değişmez.

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🏠 Dubai Konut Kredisi Hesaplama

%20 peşinat çoğu zaman ödenecek tutarın tamamı değildir. Yabancı, BAE vatandaşı veya yurt dışında yerleşik alıcı ile mülk türünü seçin; aylık taksiti ve devir günü gereken toplam nakdi görün.

Kısa cevap: BAE’de yerleşik bir yabancının asgari %20 peşinat ve %4,25 faizli 25 yıllık krediyle aldığı 2.000.000 AED’lik ilk evin taksiti, 1.600.000 AED kredi için aylık 8.667,81 AED’dir; DLD, emlakçı ve banka masraflarıyla birlikte peşin olarak yaklaşık 550.870 AED nakit gerekir.

Henüz değerlendirilmedi · Güncellendi · Ücretsiz · Üyelik gerekmez

AED
%
%
yıl
En fazla 25 yıl (BAE Merkez Bankası).
Diğer seçenekler
%
Genellikle kredinin %1’ine kadar; üzerine %5 KDV eklenir.
AED
%
Üzerine %5 KDV eklenir.

Aylık taksit

AED 8.667,81 / ay

AED 1.600.000,00 kredi · 25 yıl vade · %4,25 faiz

Peşinat (%20)AED 400.000,00
DLD devir ücreti (%4)AED 80.000,00
DLD idari ücret ve tapuAED 580,00
Tescil vekili ücreti (KDV dahil)AED 4.200,00
İpotek tescili (%0,25 + 290 AED)AED 4.290,00
Emlakçı komisyonu (%2 + KDV)AED 42.000,00
Banka dosya ücreti (%1 + KDV)AED 16.800,00
Ekspertiz ücretiAED 3.000,00
Gereken toplam nakitAED 550.870,00
Peşin masraflar (peşinat hariç)
AED 150.870,00
Kredi/değer oranı
%80 (azami %80)
Toplam faiz
AED 1.000.342,75
Yıllara göre ödenen anapara ve faiz
1. yıl – Anapara: AED 36.7241. yıl – Faiz: AED 67.2901. yıl2. yıl – Anapara: AED 38.3152. yıl – Faiz: AED 65.6993. yıl – Anapara: AED 39.9763. yıl – Faiz: AED 64.0384. yıl – Anapara: AED 41.7084. yıl – Faiz: AED 62.3064. yıl5. yıl – Anapara: AED 43.5165. yıl – Faiz: AED 60.4986. yıl – Anapara: AED 45.4016. yıl – Faiz: AED 58.6127. yıl – Anapara: AED 47.3697. yıl – Faiz: AED 56.6457. yıl8. yıl – Anapara: AED 49.4228. yıl – Faiz: AED 54.5929. yıl – Anapara: AED 51.5649. yıl – Faiz: AED 52.45010. yıl – Anapara: AED 53.79810. yıl – Faiz: AED 50.21510. yıl11. yıl – Anapara: AED 56.13011. yıl – Faiz: AED 47.88412. yıl – Anapara: AED 58.56212. yıl – Faiz: AED 45.45113. yıl – Anapara: AED 61.10013. yıl – Faiz: AED 42.91313. yıl14. yıl – Anapara: AED 63.74814. yıl – Faiz: AED 40.26515. yıl – Anapara: AED 66.51115. yıl – Faiz: AED 37.50316. yıl – Anapara: AED 69.39316. yıl – Faiz: AED 34.62016. yıl17. yıl – Anapara: AED 72.40117. yıl – Faiz: AED 31.61318. yıl – Anapara: AED 75.53918. yıl – Faiz: AED 28.47519. yıl – Anapara: AED 78.81219. yıl – Faiz: AED 25.20219. yıl20. yıl – Anapara: AED 82.22820. yıl – Faiz: AED 21.78621. yıl – Anapara: AED 85.79121. yıl – Faiz: AED 18.22222. yıl – Anapara: AED 89.50922. yıl – Faiz: AED 14.50422. yıl23. yıl – Anapara: AED 93.38823. yıl – Faiz: AED 10.62524. yıl – Anapara: AED 97.43624. yıl – Faiz: AED 6.57825. yıl – Anapara: AED 101.65825. yıl – Faiz: AED 2.35525. yıl
AnaparaFaiz

Geri ödeme planı

YılAnaparaFaizKalan borç
1AED 36.723,58AED 67.290,14AED 1.563.276,42
2AED 38.315,11AED 65.698,61AED 1.524.961,31
3AED 39.975,60AED 64.038,12AED 1.484.985,71
4AED 41.708,05AED 62.305,67AED 1.443.277,66
5AED 43.515,57AED 60.498,15AED 1.399.762,09
6AED 45.401,44AED 58.612,28AED 1.354.360,65
7AED 47.369,04AED 56.644,68AED 1.306.991,61
8AED 49.421,90AED 54.591,82AED 1.257.569,71
9AED 51.563,72AED 52.450,00AED 1.206.005,99
10AED 53.798,39AED 50.215,33AED 1.152.207,60
11AED 56.129,88AED 47.883,84AED 1.096.077,72
12AED 58.562,43AED 45.451,29AED 1.037.515,29
13AED 61.100,40AED 42.913,32AED 976.414,89
14AED 63.748,31AED 40.265,41AED 912.666,58
15AED 66.511,06AED 37.502,66AED 846.155,52
16AED 69.393,49AED 34.620,23AED 776.762,03
17AED 72.400,84AED 31.612,88AED 704.361,19
18AED 75.538,53AED 28.475,19AED 628.822,66
19AED 78.812,20AED 25.201,52AED 550.010,46
20AED 82.227,74AED 21.785,98AED 467.782,72
21AED 85.791,30AED 18.222,42AED 381.991,42
22AED 89.509,29AED 14.504,43AED 292.482,13
23AED 93.388,43AED 10.625,29AED 199.093,70
24AED 97.435,66AED 6.578,06AED 101.658,04
25AED 101.658,04AED 2.355,43AED 0,00
Aylık ödeme planını göster (300 taksit)
#TaksitAnaparaFaizKalan borç
1AED 8.667,81AED 3.001,14AED 5.666,67AED 1.596.998,86
2AED 8.667,81AED 3.011,77AED 5.656,04AED 1.593.987,09
3AED 8.667,81AED 3.022,44AED 5.645,37AED 1.590.964,65
4AED 8.667,81AED 3.033,14AED 5.634,67AED 1.587.931,51
5AED 8.667,81AED 3.043,89AED 5.623,92AED 1.584.887,62
6AED 8.667,81AED 3.054,67AED 5.613,14AED 1.581.832,95
7AED 8.667,81AED 3.065,48AED 5.602,33AED 1.578.767,47
8AED 8.667,81AED 3.076,34AED 5.591,47AED 1.575.691,13
9AED 8.667,81AED 3.087,24AED 5.580,57AED 1.572.603,89
10AED 8.667,81AED 3.098,17AED 5.569,64AED 1.569.505,72
11AED 8.667,81AED 3.109,14AED 5.558,67AED 1.566.396,58
12AED 8.667,81AED 3.120,16AED 5.547,65AED 1.563.276,42
13AED 8.667,81AED 3.131,21AED 5.536,60AED 1.560.145,21
14AED 8.667,81AED 3.142,30AED 5.525,51AED 1.557.002,91
15AED 8.667,81AED 3.153,42AED 5.514,39AED 1.553.849,49
16AED 8.667,81AED 3.164,59AED 5.503,22AED 1.550.684,90
17AED 8.667,81AED 3.175,80AED 5.492,01AED 1.547.509,10
18AED 8.667,81AED 3.187,05AED 5.480,76AED 1.544.322,05
19AED 8.667,81AED 3.198,34AED 5.469,47AED 1.541.123,71
20AED 8.667,81AED 3.209,66AED 5.458,15AED 1.537.914,05
21AED 8.667,81AED 3.221,03AED 5.446,78AED 1.534.693,02
22AED 8.667,81AED 3.232,44AED 5.435,37AED 1.531.460,58
23AED 8.667,81AED 3.243,89AED 5.423,92AED 1.528.216,69
24AED 8.667,81AED 3.255,38AED 5.412,43AED 1.524.961,31
25AED 8.667,81AED 3.266,91AED 5.400,90AED 1.521.694,40
26AED 8.667,81AED 3.278,48AED 5.389,33AED 1.518.415,92
27AED 8.667,81AED 3.290,09AED 5.377,72AED 1.515.125,83
28AED 8.667,81AED 3.301,74AED 5.366,07AED 1.511.824,09
29AED 8.667,81AED 3.313,43AED 5.354,38AED 1.508.510,66
30AED 8.667,81AED 3.325,17AED 5.342,64AED 1.505.185,49
31AED 8.667,81AED 3.336,94AED 5.330,87AED 1.501.848,55
32AED 8.667,81AED 3.348,76AED 5.319,05AED 1.498.499,79
33AED 8.667,81AED 3.360,62AED 5.307,19AED 1.495.139,17
34AED 8.667,81AED 3.372,53AED 5.295,28AED 1.491.766,64
35AED 8.667,81AED 3.384,47AED 5.283,34AED 1.488.382,17
36AED 8.667,81AED 3.396,46AED 5.271,35AED 1.484.985,71
37AED 8.667,81AED 3.408,49AED 5.259,32AED 1.481.577,22
38AED 8.667,81AED 3.420,56AED 5.247,25AED 1.478.156,66
39AED 8.667,81AED 3.432,67AED 5.235,14AED 1.474.723,99
40AED 8.667,81AED 3.444,83AED 5.222,98AED 1.471.279,16
41AED 8.667,81AED 3.457,03AED 5.210,78AED 1.467.822,13
42AED 8.667,81AED 3.469,27AED 5.198,54AED 1.464.352,86
43AED 8.667,81AED 3.481,56AED 5.186,25AED 1.460.871,30
44AED 8.667,81AED 3.493,89AED 5.173,92AED 1.457.377,41
45AED 8.667,81AED 3.506,27AED 5.161,54AED 1.453.871,14
46AED 8.667,81AED 3.518,68AED 5.149,13AED 1.450.352,46
47AED 8.667,81AED 3.531,15AED 5.136,66AED 1.446.821,31
48AED 8.667,81AED 3.543,65AED 5.124,16AED 1.443.277,66
49AED 8.667,81AED 3.556,20AED 5.111,61AED 1.439.721,46
50AED 8.667,81AED 3.568,80AED 5.099,01AED 1.436.152,66
51AED 8.667,81AED 3.581,44AED 5.086,37AED 1.432.571,22
52AED 8.667,81AED 3.594,12AED 5.073,69AED 1.428.977,10
53AED 8.667,81AED 3.606,85AED 5.060,96AED 1.425.370,25
54AED 8.667,81AED 3.619,62AED 5.048,19AED 1.421.750,63
55AED 8.667,81AED 3.632,44AED 5.035,37AED 1.418.118,19
56AED 8.667,81AED 3.645,31AED 5.022,50AED 1.414.472,88
57AED 8.667,81AED 3.658,22AED 5.009,59AED 1.410.814,66
58AED 8.667,81AED 3.671,17AED 4.996,64AED 1.407.143,49
59AED 8.667,81AED 3.684,18AED 4.983,63AED 1.403.459,31
60AED 8.667,81AED 3.697,22AED 4.970,59AED 1.399.762,09
61AED 8.667,81AED 3.710,32AED 4.957,49AED 1.396.051,77
62AED 8.667,81AED 3.723,46AED 4.944,35AED 1.392.328,31
63AED 8.667,81AED 3.736,65AED 4.931,16AED 1.388.591,66
64AED 8.667,81AED 3.749,88AED 4.917,93AED 1.384.841,78
65AED 8.667,81AED 3.763,16AED 4.904,65AED 1.381.078,62
66AED 8.667,81AED 3.776,49AED 4.891,32AED 1.377.302,13
67AED 8.667,81AED 3.789,86AED 4.877,95AED 1.373.512,27
68AED 8.667,81AED 3.803,29AED 4.864,52AED 1.369.708,98
69AED 8.667,81AED 3.816,76AED 4.851,05AED 1.365.892,22
70AED 8.667,81AED 3.830,28AED 4.837,53AED 1.362.061,94
71AED 8.667,81AED 3.843,84AED 4.823,97AED 1.358.218,10
72AED 8.667,81AED 3.857,45AED 4.810,36AED 1.354.360,65
73AED 8.667,81AED 3.871,12AED 4.796,69AED 1.350.489,53
74AED 8.667,81AED 3.884,83AED 4.782,98AED 1.346.604,70
75AED 8.667,81AED 3.898,59AED 4.769,22AED 1.342.706,11
76AED 8.667,81AED 3.912,39AED 4.755,42AED 1.338.793,72
77AED 8.667,81AED 3.926,25AED 4.741,56AED 1.334.867,47
78AED 8.667,81AED 3.940,15AED 4.727,66AED 1.330.927,32
79AED 8.667,81AED 3.954,11AED 4.713,70AED 1.326.973,21
80AED 8.667,81AED 3.968,11AED 4.699,70AED 1.323.005,10
81AED 8.667,81AED 3.982,17AED 4.685,64AED 1.319.022,93
82AED 8.667,81AED 3.996,27AED 4.671,54AED 1.315.026,66
83AED 8.667,81AED 4.010,42AED 4.657,39AED 1.311.016,24
84AED 8.667,81AED 4.024,63AED 4.643,18AED 1.306.991,61
85AED 8.667,81AED 4.038,88AED 4.628,93AED 1.302.952,73
86AED 8.667,81AED 4.053,19AED 4.614,62AED 1.298.899,54
87AED 8.667,81AED 4.067,54AED 4.600,27AED 1.294.832,00
88AED 8.667,81AED 4.081,95AED 4.585,86AED 1.290.750,05
89AED 8.667,81AED 4.096,40AED 4.571,41AED 1.286.653,65
90AED 8.667,81AED 4.110,91AED 4.556,90AED 1.282.542,74
91AED 8.667,81AED 4.125,47AED 4.542,34AED 1.278.417,27
92AED 8.667,81AED 4.140,08AED 4.527,73AED 1.274.277,19
93AED 8.667,81AED 4.154,74AED 4.513,07AED 1.270.122,45
94AED 8.667,81AED 4.169,46AED 4.498,35AED 1.265.952,99
95AED 8.667,81AED 4.184,23AED 4.483,58AED 1.261.768,76
96AED 8.667,81AED 4.199,05AED 4.468,76AED 1.257.569,71
97AED 8.667,81AED 4.213,92AED 4.453,89AED 1.253.355,79
98AED 8.667,81AED 4.228,84AED 4.438,97AED 1.249.126,95
99AED 8.667,81AED 4.243,82AED 4.423,99AED 1.244.883,13
100AED 8.667,81AED 4.258,85AED 4.408,96AED 1.240.624,28
101AED 8.667,81AED 4.273,93AED 4.393,88AED 1.236.350,35
102AED 8.667,81AED 4.289,07AED 4.378,74AED 1.232.061,28
103AED 8.667,81AED 4.304,26AED 4.363,55AED 1.227.757,02
104AED 8.667,81AED 4.319,50AED 4.348,31AED 1.223.437,52
105AED 8.667,81AED 4.334,80AED 4.333,01AED 1.219.102,72
106AED 8.667,81AED 4.350,15AED 4.317,66AED 1.214.752,57
107AED 8.667,81AED 4.365,56AED 4.302,25AED 1.210.387,01
108AED 8.667,81AED 4.381,02AED 4.286,79AED 1.206.005,99
109AED 8.667,81AED 4.396,54AED 4.271,27AED 1.201.609,45
110AED 8.667,81AED 4.412,11AED 4.255,70AED 1.197.197,34
111AED 8.667,81AED 4.427,74AED 4.240,07AED 1.192.769,60
112AED 8.667,81AED 4.443,42AED 4.224,39AED 1.188.326,18
113AED 8.667,81AED 4.459,15AED 4.208,66AED 1.183.867,03
114AED 8.667,81AED 4.474,95AED 4.192,86AED 1.179.392,08
115AED 8.667,81AED 4.490,80AED 4.177,01AED 1.174.901,28
116AED 8.667,81AED 4.506,70AED 4.161,11AED 1.170.394,58
117AED 8.667,81AED 4.522,66AED 4.145,15AED 1.165.871,92
118AED 8.667,81AED 4.538,68AED 4.129,13AED 1.161.333,24
119AED 8.667,81AED 4.554,75AED 4.113,06AED 1.156.778,49
120AED 8.667,81AED 4.570,89AED 4.096,92AED 1.152.207,60
121AED 8.667,81AED 4.587,07AED 4.080,74AED 1.147.620,53
122AED 8.667,81AED 4.603,32AED 4.064,49AED 1.143.017,21
123AED 8.667,81AED 4.619,62AED 4.048,19AED 1.138.397,59
124AED 8.667,81AED 4.635,99AED 4.031,82AED 1.133.761,60
125AED 8.667,81AED 4.652,40AED 4.015,41AED 1.129.109,20
126AED 8.667,81AED 4.668,88AED 3.998,93AED 1.124.440,32
127AED 8.667,81AED 4.685,42AED 3.982,39AED 1.119.754,90
128AED 8.667,81AED 4.702,01AED 3.965,80AED 1.115.052,89
129AED 8.667,81AED 4.718,66AED 3.949,15AED 1.110.334,23
130AED 8.667,81AED 4.735,38AED 3.932,43AED 1.105.598,85
131AED 8.667,81AED 4.752,15AED 3.915,66AED 1.100.846,70
132AED 8.667,81AED 4.768,98AED 3.898,83AED 1.096.077,72
133AED 8.667,81AED 4.785,87AED 3.881,94AED 1.091.291,85
134AED 8.667,81AED 4.802,82AED 3.864,99AED 1.086.489,03
135AED 8.667,81AED 4.819,83AED 3.847,98AED 1.081.669,20
136AED 8.667,81AED 4.836,90AED 3.830,91AED 1.076.832,30
137AED 8.667,81AED 4.854,03AED 3.813,78AED 1.071.978,27
138AED 8.667,81AED 4.871,22AED 3.796,59AED 1.067.107,05
139AED 8.667,81AED 4.888,47AED 3.779,34AED 1.062.218,58
140AED 8.667,81AED 4.905,79AED 3.762,02AED 1.057.312,79
141AED 8.667,81AED 4.923,16AED 3.744,65AED 1.052.389,63
142AED 8.667,81AED 4.940,60AED 3.727,21AED 1.047.449,03
143AED 8.667,81AED 4.958,09AED 3.709,72AED 1.042.490,94
144AED 8.667,81AED 4.975,65AED 3.692,16AED 1.037.515,29
145AED 8.667,81AED 4.993,28AED 3.674,53AED 1.032.522,01
146AED 8.667,81AED 5.010,96AED 3.656,85AED 1.027.511,05
147AED 8.667,81AED 5.028,71AED 3.639,10AED 1.022.482,34
148AED 8.667,81AED 5.046,52AED 3.621,29AED 1.017.435,82
149AED 8.667,81AED 5.064,39AED 3.603,42AED 1.012.371,43
150AED 8.667,81AED 5.082,33AED 3.585,48AED 1.007.289,10
151AED 8.667,81AED 5.100,33AED 3.567,48AED 1.002.188,77
152AED 8.667,81AED 5.118,39AED 3.549,42AED 997.070,38
153AED 8.667,81AED 5.136,52AED 3.531,29AED 991.933,86
154AED 8.667,81AED 5.154,71AED 3.513,10AED 986.779,15
155AED 8.667,81AED 5.172,97AED 3.494,84AED 981.606,18
156AED 8.667,81AED 5.191,29AED 3.476,52AED 976.414,89
157AED 8.667,81AED 5.209,67AED 3.458,14AED 971.205,22
158AED 8.667,81AED 5.228,12AED 3.439,69AED 965.977,10
159AED 8.667,81AED 5.246,64AED 3.421,17AED 960.730,46
160AED 8.667,81AED 5.265,22AED 3.402,59AED 955.465,24
161AED 8.667,81AED 5.283,87AED 3.383,94AED 950.181,37
162AED 8.667,81AED 5.302,58AED 3.365,23AED 944.878,79
163AED 8.667,81AED 5.321,36AED 3.346,45AED 939.557,43
164AED 8.667,81AED 5.340,21AED 3.327,60AED 934.217,22
165AED 8.667,81AED 5.359,12AED 3.308,69AED 928.858,10
166AED 8.667,81AED 5.378,10AED 3.289,71AED 923.480,00
167AED 8.667,81AED 5.397,15AED 3.270,66AED 918.082,85
168AED 8.667,81AED 5.416,27AED 3.251,54AED 912.666,58
169AED 8.667,81AED 5.435,45AED 3.232,36AED 907.231,13
170AED 8.667,81AED 5.454,70AED 3.213,11AED 901.776,43
171AED 8.667,81AED 5.474,02AED 3.193,79AED 896.302,41
172AED 8.667,81AED 5.493,41AED 3.174,40AED 890.809,00
173AED 8.667,81AED 5.512,86AED 3.154,95AED 885.296,14
174AED 8.667,81AED 5.532,39AED 3.135,42AED 879.763,75
175AED 8.667,81AED 5.551,98AED 3.115,83AED 874.211,77
176AED 8.667,81AED 5.571,64AED 3.096,17AED 868.640,13
177AED 8.667,81AED 5.591,38AED 3.076,43AED 863.048,75
178AED 8.667,81AED 5.611,18AED 3.056,63AED 857.437,57
179AED 8.667,81AED 5.631,05AED 3.036,76AED 851.806,52
180AED 8.667,81AED 5.651,00AED 3.016,81AED 846.155,52
181AED 8.667,81AED 5.671,01AED 2.996,80AED 840.484,51
182AED 8.667,81AED 5.691,09AED 2.976,72AED 834.793,42
183AED 8.667,81AED 5.711,25AED 2.956,56AED 829.082,17
184AED 8.667,81AED 5.731,48AED 2.936,33AED 823.350,69
185AED 8.667,81AED 5.751,78AED 2.916,03AED 817.598,91
186AED 8.667,81AED 5.772,15AED 2.895,66AED 811.826,76
187AED 8.667,81AED 5.792,59AED 2.875,22AED 806.034,17
188AED 8.667,81AED 5.813,11AED 2.854,70AED 800.221,06
189AED 8.667,81AED 5.833,69AED 2.834,12AED 794.387,37
190AED 8.667,81AED 5.854,35AED 2.813,46AED 788.533,02
191AED 8.667,81AED 5.875,09AED 2.792,72AED 782.657,93
192AED 8.667,81AED 5.895,90AED 2.771,91AED 776.762,03
193AED 8.667,81AED 5.916,78AED 2.751,03AED 770.845,25
194AED 8.667,81AED 5.937,73AED 2.730,08AED 764.907,52
195AED 8.667,81AED 5.958,76AED 2.709,05AED 758.948,76
196AED 8.667,81AED 5.979,87AED 2.687,94AED 752.968,89
197AED 8.667,81AED 6.001,05AED 2.666,76AED 746.967,84
198AED 8.667,81AED 6.022,30AED 2.645,51AED 740.945,54
199AED 8.667,81AED 6.043,63AED 2.624,18AED 734.901,91
200AED 8.667,81AED 6.065,03AED 2.602,78AED 728.836,88
201AED 8.667,81AED 6.086,51AED 2.581,30AED 722.750,37
202AED 8.667,81AED 6.108,07AED 2.559,74AED 716.642,30
203AED 8.667,81AED 6.129,70AED 2.538,11AED 710.512,60
204AED 8.667,81AED 6.151,41AED 2.516,40AED 704.361,19
205AED 8.667,81AED 6.173,20AED 2.494,61AED 698.187,99
206AED 8.667,81AED 6.195,06AED 2.472,75AED 691.992,93
207AED 8.667,81AED 6.217,00AED 2.450,81AED 685.775,93
208AED 8.667,81AED 6.239,02AED 2.428,79AED 679.536,91
209AED 8.667,81AED 6.261,12AED 2.406,69AED 673.275,79
210AED 8.667,81AED 6.283,29AED 2.384,52AED 666.992,50
211AED 8.667,81AED 6.305,54AED 2.362,27AED 660.686,96
212AED 8.667,81AED 6.327,88AED 2.339,93AED 654.359,08
213AED 8.667,81AED 6.350,29AED 2.317,52AED 648.008,79
214AED 8.667,81AED 6.372,78AED 2.295,03AED 641.636,01
215AED 8.667,81AED 6.395,35AED 2.272,46AED 635.240,66
216AED 8.667,81AED 6.418,00AED 2.249,81AED 628.822,66
217AED 8.667,81AED 6.440,73AED 2.227,08AED 622.381,93
218AED 8.667,81AED 6.463,54AED 2.204,27AED 615.918,39
219AED 8.667,81AED 6.486,43AED 2.181,38AED 609.431,96
220AED 8.667,81AED 6.509,41AED 2.158,40AED 602.922,55
221AED 8.667,81AED 6.532,46AED 2.135,35AED 596.390,09
222AED 8.667,81AED 6.555,60AED 2.112,21AED 589.834,49
223AED 8.667,81AED 6.578,81AED 2.089,00AED 583.255,68
224AED 8.667,81AED 6.602,11AED 2.065,70AED 576.653,57
225AED 8.667,81AED 6.625,50AED 2.042,31AED 570.028,07
226AED 8.667,81AED 6.648,96AED 2.018,85AED 563.379,11
227AED 8.667,81AED 6.672,51AED 1.995,30AED 556.706,60
228AED 8.667,81AED 6.696,14AED 1.971,67AED 550.010,46
229AED 8.667,81AED 6.719,86AED 1.947,95AED 543.290,60
230AED 8.667,81AED 6.743,66AED 1.924,15AED 536.546,94
231AED 8.667,81AED 6.767,54AED 1.900,27AED 529.779,40
232AED 8.667,81AED 6.791,51AED 1.876,30AED 522.987,89
233AED 8.667,81AED 6.815,56AED 1.852,25AED 516.172,33
234AED 8.667,81AED 6.839,70AED 1.828,11AED 509.332,63
235AED 8.667,81AED 6.863,92AED 1.803,89AED 502.468,71
236AED 8.667,81AED 6.888,23AED 1.779,58AED 495.580,48
237AED 8.667,81AED 6.912,63AED 1.755,18AED 488.667,85
238AED 8.667,81AED 6.937,11AED 1.730,70AED 481.730,74
239AED 8.667,81AED 6.961,68AED 1.706,13AED 474.769,06
240AED 8.667,81AED 6.986,34AED 1.681,47AED 467.782,72
241AED 8.667,81AED 7.011,08AED 1.656,73AED 460.771,64
242AED 8.667,81AED 7.035,91AED 1.631,90AED 453.735,73
243AED 8.667,81AED 7.060,83AED 1.606,98AED 446.674,90
244AED 8.667,81AED 7.085,84AED 1.581,97AED 439.589,06
245AED 8.667,81AED 7.110,93AED 1.556,88AED 432.478,13
246AED 8.667,81AED 7.136,12AED 1.531,69AED 425.342,01
247AED 8.667,81AED 7.161,39AED 1.506,42AED 418.180,62
248AED 8.667,81AED 7.186,75AED 1.481,06AED 410.993,87
249AED 8.667,81AED 7.212,21AED 1.455,60AED 403.781,66
250AED 8.667,81AED 7.237,75AED 1.430,06AED 396.543,91
251AED 8.667,81AED 7.263,38AED 1.404,43AED 389.280,53
252AED 8.667,81AED 7.289,11AED 1.378,70AED 381.991,42
253AED 8.667,81AED 7.314,92AED 1.352,89AED 374.676,50
254AED 8.667,81AED 7.340,83AED 1.326,98AED 367.335,67
255AED 8.667,81AED 7.366,83AED 1.300,98AED 359.968,84
256AED 8.667,81AED 7.392,92AED 1.274,89AED 352.575,92
257AED 8.667,81AED 7.419,10AED 1.248,71AED 345.156,82
258AED 8.667,81AED 7.445,38AED 1.222,43AED 337.711,44
259AED 8.667,81AED 7.471,75AED 1.196,06AED 330.239,69
260AED 8.667,81AED 7.498,21AED 1.169,60AED 322.741,48
261AED 8.667,81AED 7.524,77AED 1.143,04AED 315.216,71
262AED 8.667,81AED 7.551,42AED 1.116,39AED 307.665,29
263AED 8.667,81AED 7.578,16AED 1.089,65AED 300.087,13
264AED 8.667,81AED 7.605,00AED 1.062,81AED 292.482,13
265AED 8.667,81AED 7.631,94AED 1.035,87AED 284.850,19
266AED 8.667,81AED 7.658,97AED 1.008,84AED 277.191,22
267AED 8.667,81AED 7.686,09AED 981,72AED 269.505,13
268AED 8.667,81AED 7.713,31AED 954,50AED 261.791,82
269AED 8.667,81AED 7.740,63AED 927,18AED 254.051,19
270AED 8.667,81AED 7.768,05AED 899,76AED 246.283,14
271AED 8.667,81AED 7.795,56AED 872,25AED 238.487,58
272AED 8.667,81AED 7.823,17AED 844,64AED 230.664,41
273AED 8.667,81AED 7.850,87AED 816,94AED 222.813,54
274AED 8.667,81AED 7.878,68AED 789,13AED 214.934,86
275AED 8.667,81AED 7.906,58AED 761,23AED 207.028,28
276AED 8.667,81AED 7.934,58AED 733,23AED 199.093,70
277AED 8.667,81AED 7.962,69AED 705,12AED 191.131,01
278AED 8.667,81AED 7.990,89AED 676,92AED 183.140,12
279AED 8.667,81AED 8.019,19AED 648,62AED 175.120,93
280AED 8.667,81AED 8.047,59AED 620,22AED 167.073,34
281AED 8.667,81AED 8.076,09AED 591,72AED 158.997,25
282AED 8.667,81AED 8.104,69AED 563,12AED 150.892,56
283AED 8.667,81AED 8.133,40AED 534,41AED 142.759,16
284AED 8.667,81AED 8.162,20AED 505,61AED 134.596,96
285AED 8.667,81AED 8.191,11AED 476,70AED 126.405,85
286AED 8.667,81AED 8.220,12AED 447,69AED 118.185,73
287AED 8.667,81AED 8.249,24AED 418,57AED 109.936,49
288AED 8.667,81AED 8.278,45AED 389,36AED 101.658,04
289AED 8.667,81AED 8.307,77AED 360,04AED 93.350,27
290AED 8.667,81AED 8.337,19AED 330,62AED 85.013,08
291AED 8.667,81AED 8.366,72AED 301,09AED 76.646,36
292AED 8.667,81AED 8.396,35AED 271,46AED 68.250,01
293AED 8.667,81AED 8.426,09AED 241,72AED 59.823,92
294AED 8.667,81AED 8.455,93AED 211,88AED 51.367,99
295AED 8.667,81AED 8.485,88AED 181,93AED 42.882,11
296AED 8.667,81AED 8.515,94AED 151,87AED 34.366,17
297AED 8.667,81AED 8.546,10AED 121,71AED 25.820,07
298AED 8.667,81AED 8.576,36AED 91,45AED 17.243,71
299AED 8.667,81AED 8.606,74AED 61,07AED 8.636,97
300AED 8.667,56AED 8.636,97AED 30,59AED 0,00
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Önizleme

Senaryonuzu kurun

Fiyatı girin, ardından alıcıyı (BAE’de yerleşik yabancı, BAE vatandaşı veya yurt dışında yerleşik) ve mülkün ilk ev, ikinci ev ya da projeden alım olduğunu seçin. Peşinatınız bu kombinasyon için yasal asgarinin altındaysa, bankanın veremeyeceği bir taksit yerine asgari oran gösterilir. Faizi ve vadeyi (en fazla 25 yıl) belirleyin; sonuç peşinata tapu dairesi, tescil vekili, emlakçı, banka ve ekspertiz ücretlerini ekler.

BAE konut kredisi kuralları (2026 itibarıyla)

Alıcı / mülkAzami kredi/değer oranıAsgari peşinat
Yabancı – ilk ev ≤ 5 milyon AED%80%20
Yabancı – ilk ev > 5 milyon AED%70%30
Yabancı – ikinci ev / yatırım%60%40
BAE vatandaşı – ilk ev ≤ 5 milyon AED / > 5 milyon AED%85 / %75%15 / %25
BAE vatandaşı – ikinci ev%65%35
Projeden alım (herkes)%50%50
Yurt dışında yerleşik (banka politikası)≈ %50≈ %50

Kaynak: CBUAE Konut Kredisi Düzenlemesi (31/2013 sayılı Bildirim), 31/2/2020 sayılı Yönetim Kurulu Kararı ile değişik hâli (Nisan 2020’den itibaren geçerli): azami vade 25 yıl; peşinat kendi kaynaklardan. Ücretler: Dubai Tapu Dairesi ücret tarifesi (%4 devir, %0,25 + 290 AED ipotek tescili); 8/2017 sayılı Federal Kanun Hükmünde Kararname uyarınca %5 KDV.

Örnek hesaplama

BAE’de yerleşik bir yabancı, ilk evi olarak 2.000.000 AED’lik hazır bir daireyi %20 peşinat, 25 yıl vade ve %4,25 faizle alıyor:

  • 1.600.000 AED kredi → aylık 8.667,81 AED
  • Peşinat 400.000 AED + %4 DLD 80.000 AED + idari ücret 580 AED + tescil vekili 4.200 AED
  • İpotek tescili 4.290 AED + emlakçı 42.000 AED + banka ücreti 16.800 AED + ekspertiz 3.000 AED
  • Gereken toplam nakit: 550.870 AED

Eğitim amaçlı tahminlerdir. Faiz oranları genellikle 1–5 yıl sabit kalır, ardından EIBOR artı bir marja göre değişir.

Sıkça sorulan sorular

Dubai’de yabancılar için asgari peşinat ne kadar?

BAE Merkez Bankası’nın konut kredisi düzenlemesine göre BAE’de yerleşik yabancılar 5 milyon AED’ye kadar ilk evde en az %20, 5 milyon AED’nin üzerinde %30, ikinci veya yatırım amaçlı mülkte ise %40 peşinat öder. BAE vatandaşları için bu oranlar %15, %25 ve %35’tir. Projeden (off-plan) alımlarda %50 peşinat gerekir.

BAE’de yerleşik olmayanlar Dubai’de konut kredisi alabilir mi?

Evet, BAE’deki birçok banka yurt dışında yerleşik kişilere genellikle mülk değerinin %50’sine kadar kredi verir. Bu oran Merkez Bankası genelgesiyle değil banka politikasıyla belirlenir; daha sıkı gelir ve belge kontrolleri bekleyin.

BAE’de azami kredi vadesi nedir?

Merkez Bankası konut kredisi vadesini 25 yılla sınırlar. Bankaların çoğu ayrıca kredinin yabancılar için 65, BAE vatandaşları için 70 yaşında bitmesini şart koşar; bu da vadenizi kısaltabilir.

Peşinatın üzerine ne kadar nakit gerekir?

Fiyatın yaklaşık %7–8’ini ayırın: %4 DLD devir ücreti, yaklaşık 580 AED idari ücret, 4.000 AED + KDV tescil vekili ücreti, %0,25 + 290 AED ipotek tescili, %2 + KDV emlakçı komisyonu, yaklaşık %1’e kadar + KDV banka dosya ücreti ve yaklaşık 2.500–3.500 AED ekspertiz ücreti.

Peşinatı borçla karşılayabilir miyim?

Hayır. Merkez Bankası peşinatın ihtiyaç kredisi veya kredi kartıyla değil, kendi kaynaklarınızdan ödenmesini şart koşar.

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