💰 Finance calculators
Free financial calculators for mortgages, loans, EMI, interest, savings, retirement, tax, salary and business – with formulas and schedules.
35 free tools · no sign-up · formulas explained
Compound Interest CalculatorSee how your savings or investments grow with compound interest and regular monthly contributions, year by year.Discount CalculatorFind the final price and your savings for any percentage discount, including an extra discount stacked on top.Loan & EMI CalculatorCalculate the monthly payment (EMI) for a personal, auto or student loan, total interest, and a month-by-month repayment schedule.Mortgage CalculatorEstimate your monthly mortgage payment including property tax, insurance, PMI and HOA. See a full amortization schedule and how extra payments save interest.Salary ConverterConvert your pay between hourly, daily, weekly, bi-weekly, monthly and annual amounts, with optional take-home pay after tax.Sales Tax CalculatorAdd sales tax to a price, or reverse it out of a receipt total, at any combined state and local rate.401(k) CalculatorProject your 401(k) balance at retirement, including your employer match, annual raises and investment growth.APR CalculatorWork out the real annual percentage rate (APR) of a loan once upfront fees are included, so you can compare offers fairly.Auto Loan CalculatorWork out your monthly car payment, the amount you finance after tax, down payment and trade-in, and the interest you will pay over the loan.Break-Even CalculatorFind how many units you need to sell, and how much revenue you need, before your business starts making a profit.Budget CalculatorSplit your monthly take-home pay into needs, wants and savings with the 50/30/20 rule – or your own percentages.CAGR CalculatorCalculate the compound annual growth rate (CAGR) of an investment, business revenue or any value that changed over several years.Car Lease CalculatorEstimate a monthly car lease payment and see how depreciation, the finance charge and tax add up.Commission CalculatorCalculate the commission on a sale and your total pay including any base salary.Credit Card PayoffFind out how long it will take to pay off a credit card and how much interest you will pay – or what to pay each month to be debt-free by a target date.Debt-to-Income CalculatorCalculate your debt-to-income ratio and see how it compares with the 36% and 43% limits mortgage and loan lenders use.Dividend Yield CalculatorFind a stock’s dividend yield from its price and dividend, and the income your shares will pay each year.Down Payment CalculatorWork out the down payment and loan amount for a home, and whether you’ll need mortgage insurance.FD CalculatorCalculate the maturity value and interest earned on a fixed deposit, using quarterly compounding as most Indian banks do, or any other frequency.GST CalculatorWork out GST on any amount, split into CGST and SGST for sales within a state or IGST for inter-state supplies.Home AffordabilityFind the maximum home price you can afford from your income, existing debts and down payment, using lenders’ 28/36 debt-to-income rule.Inflation CalculatorSee how inflation changes the value of money: what today’s prices will cost in future, what a past amount is worth now, and how much buying power is lost.Markup CalculatorAdd a markup percentage to a cost to get the selling price, profit and resulting gross margin.Overtime CalculatorWork out your overtime rate and total gross pay for a week of regular and overtime hours.Pay Raise CalculatorSee your new salary or hourly wage after a raise – or the percentage raise you’ve been offered.Profit Margin CalculatorEnter what something cost and what it sold for to see gross profit, margin and markup side by side.Refinance CalculatorCompare your current mortgage with a refinance offer to see the new payment, how long the closing costs take to recover, and the lifetime interest difference.Rent AffordabilitySee how much rent you can afford on your income with the 30% rule, the 40× income rule landlords use, and a debt-adjusted limit.Retirement CalculatorProject how much you will have saved by retirement and whether your planned monthly withdrawals will last through retirement.ROI CalculatorCalculate your return on investment, net profit and annualized ROI so you can compare investments held for different lengths of time.Savings Goal CalculatorFind the monthly amount you need to save to hit a savings goal by a set date, taking into account money already saved and interest earned.Simple Interest CalculatorCalculate simple interest and the total amount owed or earned using I = P × r × t, with the time in years, months or days.SIP CalculatorEstimate how much a monthly systematic investment plan (SIP) in a mutual fund could grow to, and how much of it is returns.VAT CalculatorAdd VAT to a net price or strip it out of a VAT-inclusive amount, and compare common national rates.Zakat CalculatorTotal your zakatable wealth, compare it with the nisab on a gold or silver basis and find the zakat due at 2.5%.
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