💰 TFSA Calculator

Room starts in 2009 at the earliest.
C$
All contributions ever, including 2026.
C$
Withdrawals made in 2026 are added back next year.
C$
C$
years
%

Your 2026 TFSA contribution room

C$54,000

eligible since 2009

Cumulative limits 2009–2026C$109,000
Less contributions−C$60,000
Plus earlier withdrawals+C$5,000
Available roomC$54,000
2026 annual limit
C$7,000
Balance in 2046
C$481,999
Tax-free growth
C$271,999

Your exact room is in CRA My Account. Future contributions are assumed to stay within your room; the annual limit is indexed to inflation in $500 steps.

Estimates for educational purposes, not financial advice.

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