⛓️ Debt Payoff Calculator

Example: Car loan, 12000, 6.5, 280 – write amounts without thousands separators.
$
Everything you can pay each month, including the minimums.

Debt-free in

2 years 6 months

with the avalanche method, paying $900.00 a month

Total debt$22,600.00
Avalanche (highest APR first)2 years 6 months · $3,615.37 interest
Snowball (smallest balance first)2 years 6 months · $4,095.58 interest
Avalanche saves
$480.21
Minimum payments
$630.00
Extra toward target debt
$270.00

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